shares or mutual funds!!!

The most important thing is that (1) you have investable capital (2) you set achievable investment goals first, be practical, not greedy (3) Allocate funds for different classes of assets. (4) Have a time frame that is consumerate with your plans (5) Maintain the schedule that you have set, revisit your paln, change if necessary. Generally as a qualified financial advisor (in India), I suggest to my clients to diversify their investments. So it could be a mixture of equity, mutual funds, government bonds and paper, bank savings, real estate, commodties, Futures & option, and most important Life Insurance. Asset alloction is done based on the profile of the investor, his/her capaicty to take a risk, risk appetite of the investor and the goals that the investor has set. I suggest that you get in touch with a financial advisor in your country and chalk out an investment strategy with him/her. Here we don't charge the clients very high amounts (unless the investments are below a threshold level, or the client wants to directly invest into the equity secondry market) because commissions are generally paid the companies that sell various asset classes. All the best!

i would definetely prefer shares for the shear satisfaction when you make money baseed on your own decisions. earning by mutual funds is like giving someone your child for 20 yrs and get him back when he is 20 yrs old. while trading in shares is like nurturing your own child and experiencing joys & sorrows attached with it

blue chip shares are the best bet

Go for shares & be your own Manager. I mean if you know in & out about shares. Once I gave to Fund Managers to do it for me.3 years a loss & I don't trust them anylonger. That was about 16 years ago. With that in mind , I push myself to learn & now I managed my funds myself. I'm most satisfied & I can decide when I want to sell or buy. I found success. Good luck to you.

sweety contact me to sankarcj@yahoo.com from your personal id. we discuss and do little investment to lips.

I would prefer to invest in shares. Mutual funds take your money to grow income and some of the funds do not gaurantee a gain. For shares, yes you risk losing more but if your a good share player then go ahead. If not read up more on shares. If you have no time i suggest you put it in the mutual fund.

i prefer mutual funds as they are safer than shares

always play with forex, hyip and autosurf without big money.

Both are risky, but I will use mutual fund there experts are there to decide for which share they want to invest.

well the question is clear but for me it is better to invest in your flesh.the magical sweet box.

One should go for Mutual Funds if he/she doesn't know anything about Share Markets. Mutual Funds are a best bet with an investment period of minimum 2 years. So, people with good patience and 'safety' as a priority (lesser risk appetite) should go for Mutual Funds. People who know Stock Markets and have dabbled little, should invest into the markets directly. For, they will get better and faster returns. Here, the risk factor is more but obviously the 'reward against risk' is greater too! Some rules should be same to both types of investors, like: 1. Never keep all the eggs in one basket. So you should spread your investment with an array of mutual funds scrips. 2. Always review the markets and your investments at least once a year or every quarter for those who invest into the market directly. 3. Try and stick to your strategy as far as possible. Cutting the story short, Mutual funds and shares are two faces of the same coin and give god returns with a considerable time frame.

It depends on your risk that you can afford. Investing in mutual funds and stocks are a bit different. Mutual Funds are managed by a group of people in a financial institution the funds can be money markets,bonds,foreign currency deposits and stocks in different region. For stocks,is traded in the stock exchange,buy and sell through the transaction time.Choosing a stock depends on which kind of company large cap or small cap companies.Their earnings and their board of directors.Most important is take your decision carefully!

i do like shares only. if u have good knowledge on stock then it better to trust urself not mutual funds. if u r starter to market then put some part of money in M Funds. be a investor do't do trading.

forex trading !! why ? see www.startforex.cjb.net

I probaly would invest in shares I don't know much about it. but I am going to go to libray or get on internet and do some research on it.