credit sucks

United States
January 6, 2007 1:06pm CST
scene...you go to a car dealership, have 3500 cash for a downpayment, have found the perfect car, all the paper work is going through pretty well, you make enough money, you have a good down payment then they pull your credit.... im sorry maam you have no payment history for a car note. how in the world am i supposed to get payment history of a car note if no one will give me a car! its always the same story.
1 person likes this
2 responses
@justreal (2364)
• Canada
8 Jan 07
It does not matter if you are putting cash down or if you have a good job. You know that but they don't. You ABSOLUTALY need to have credit history what so ever. Without that you can't do really much, unless you pay the whole car cash. You must also have the job for at least six moth, same job.
@Gruzzle (294)
6 Jan 07
Hmm, I don't really understand how that works but it sounds like it sucks!! :( Could you get a loan from your Bank instead?