Going back to school for an MBA

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After I finished college, I celebrated because the freedom from the shackles of student life was finally mine. But now with the competition in the career world and looking that you got an edge if you got more educational background. So, I decided to go back and pursue and MBA. It is not a walk in the park plus the worry of paying back student loans is another matter. What do you think is the best situation, getting a headstart with an MBA degree or peace of mind about not pursuing any coz of loan problems and pressure in studying?