After death where will we go? heaven or hell

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Dear friends!!! Can you clarify just one thing. Is there any heaven and hell as people often say. Again with regard to life after death, question is there any life after death?. In mine openion the Heaven and the Hell both are available in the same place where you live and around you. Based upon your activities,the way in which you see the world till your last breath the hell and heaven are seen by yourself. Any comments please........