CREDIT CARDS! is it wise to get one when you 're an impulsive buyer?

January 23, 2007 1:47am CST
anyone here? i need your view on this... there are alot of banks who offer credit cards and so claims to have a a very low interest rate or they go into gimmiks and promos just to get you to sign up forms and even a promise you a fast processing of applications! whew! and they're almost everywhere! although i know some people who got into major trouble because of these credit cards it's still amazing that a lot of people still wants it...and even the bank companies themselves won't stop enticing people to fall into this trap. i guess it's useful for emergencies...but what are really these cards for? do we need it, as in need to have it? if this is not for everybody then whose it for? how many of these must one have? if you don't have one (like me) should you consider having one? if you have 1, 2 or even 3 would you encourage others to get one? COMMENTS ANYONE??
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1 response
@lonewolfnan (4367)
• Canada
23 Jan 07
Impulse buyers are a business'es profit.This is the money maker.If you are an impulse shopper,then leave your credit card at home! I use my credit card but pay it off once I get home so my credit cards all will show 0.If I don't have enough to pay it off immediately,then I do not buy it.I am a LOUSY impulse shopper.