Cash or Credit Card???

Malaysia
January 29, 2007 1:35am CST
Do you prefer to use cash or credit card when making your spends??
2 people like this
12 responses
@mimpi1911 (25464)
• India
29 Jan 07
definitely i prefer cash or debit card to credit card. i used to have quite a few credit cards from reputed brands and used to flaunt then whenever and whereever possible. obviously i used to end up with a huge bills and an exponential decrease in bank accounts. then i found out that most of the things i used to buy are unnecessary and could well be avoided and guess what, i stopped using credit cards since. i am happy with debit cards and more preferably cash and has gotten a good control over my extravagance. thanx for allowing me to vent out.
1 person likes this
• Malaysia
29 Jan 07
haha no problem. actually i have been considering whether to apply for a credit card or not??
• Philippines
29 Jan 07
i prefer to use cash because when your going to use the credit card there will be a transaction fees!...So its better to use the cash to avoid paying fees!...It's a less expense!...
1 person likes this
• Malaysia
29 Jan 07
however, some credit card companies do offer rebates and credit points for attractive offers
@MusicOnly (328)
• Croatia (Hrvatska)
29 Jan 07
I prefer cash because i cant spend more money than i have on my card. This is good because i can control myself.
1 person likes this
@jen_2006 (85)
• United States
29 Jan 07
I almost always use my alaska airlines credit because I like getting free airline tickets. But if you cannot manage your spending I reccommend not have a credit card at all.
1 person likes this
• Pakistan
29 Jan 07
I would prefer to use cash because there is a reason behind that and the reason is at the end you got a bill and if you can't pay it at the maturity date then you have to pay the sum of interest on that amount so it is better to use that much of cash that you have it with you.
1 person likes this
• Italy
29 Jan 07
Online I use my credit card for the online stores only. in other situations i prefer pay with cash.
1 person likes this
@carlomeno (1085)
• Italy
30 Jan 07
I still prefer cash, but if there is to travel in USA, for example, you need to have credit card
• India
1 Feb 07
I prefer to pay by cash. However, at times, when I dont have cash n have to buy urgently, i have to use my Credit card.
@Acts238girl (2087)
• United States
3 Apr 07
I prefer to use cash.cash is less of a hassle.i can just pay for it right on the spot and be done with it.
• Philippines
29 Jan 07
i do prefer using cash because it is not complicated using cash and i do not have to worry about my credits in the future. most establishments to prefer you paying cash rahter than credit. how about you?
1 person likes this
@nkife52 (207)
• Canada
29 Jan 07
I don't believe credit cards have transaction fees. They make their money by collecting interest on outstanding payments. Debit cards, on the other hand, do have transaction fees. I usually use cash. I find it's easy and quicker than waiting to punch in your pin number while others wait in line behind you.
• Philippines
29 Jan 07
nowadays i do purchases with my credit cards at least its safer to travel no worry of losing your cash!
1 person likes this