which is more convenient, a credit card or cash?

China
February 6, 2007 8:16pm CST
I like using cash to buy something. i do have one master card.i think cash is much more convenient to use. I do not want to check the statement each month. how about you?
3 responses
• United States
9 Feb 07
Cash is more convenient and it actually spares you from spending more than what you can really afford. By paying cash, you know what you can and cannot buy at that very moment. And everyone or every place accepts cash and not every establishment accepts credit card anyway.
• China
11 Feb 07
Yeah, quite agree with what you said. By using cash, youcan quite easily control how much money you want to spend. one of my friends often goes to casino. the way for him to control howmuch money he will use to play is to carry only cash. no credit card.Everytime, when he comes bach from casino.he always shows us a big smile. If he loses all his money, he would tell other people that he is lucky enough, because he has not brought all of his money there, if he has brought the credit card with him, things would be different; If he wins, he would say he uses a small amount of money to win a lot of money.
• United States
7 Feb 07
I only use my card for major purchases. For my everyday use I use cash. I'm with you there because it is easier for me to track my finances that way. Sure using the card at places like the gas station and such is convienient. However, it all adds up and then at the end of the month you are all like what!! I set a $30 per day personal budget and then I take it from there. That way I know that by the end of the month I have spent no more than $900 frivilously. This is a system that works for me because I was that kid that wanted everything I see. LOL
• China
7 Feb 07
yeah, agree, By this way,we con control how much we spend. By using a credit card, I do not know, or i may say i do not have a budget. what i want to do is to sign ont the slips. it seems that these money are from some other places, not earned by my.The feeling to spend money is good,the feeling to pay back the debt is bad.lol.
@ghost1380 (871)
• Philippines
7 Feb 07
bidding - bidding sys
same here cash is more convenient for me.
• China
7 Feb 07
thanks for the response.