Do you hate your bank?

@sedel1027 (17851)
United States
February 10, 2007 7:28pm CST
I am getting really annoyed with mine. There is a cut off time when you deposit money in the ATM and a different time when you go through the teller. I get that. Normally, if you go through the ATM after the set time and deposit money, they will not show up immediately, if they do a portion is available to use until the check fully clears. I put a deposit in yesterday right before the cut off. Last night the deposit was listed in my account and 1/2 was availble. A few minutes ago I call to check my balance before running errands, the deposit isn't listed, items that are not suppose to be taken out of my account until Monday have already been taken out causing me to have a negative balance! ERGH! I hate banks.
1 person likes this
2 responses
@emeraldisle (13145)
• United States
22 Feb 07
Oh believe me I have had my fair share of bad experiences with banks. So much so that I didn't have one for years. Now though I recently got a new bank account, within the past month, and I'm very happy with them. Bank Atlantic is their name. Now I just opened a tiny little savings account. I got a letter in the mail thanking me for joining and then a today, a couple of weeks after opening the account, I got a phone call again to thank me, to ask if I had any questions, and if I had any problems. I have never had a bank do this before. It totally amazed me. What is even better is they are open 7 days a week. Yes that's right they are even open on Sunday. They don't have normal banking hours either. Monday through Saturday they are open from 7:30am to 8:00pm and then on Sunday it's 11am to 4pm. I'm thrilled with this place. This is nothing like any bank or credit union I have ever been with. They are friendly, helpful and seem to want the business unlike most where they could care less. This one just really amazed me.
@Sailor (1161)
• United States
13 Feb 07
This has become a common factor because of people depositing fake or bad checks. By limiting the amount you can take out, they limit their loss.