paranoid!!

we have just had 12 months of financial hell and have had people on the telephone and writing letters. What gives me an ironic smile is that these people seem to think that ringing up will make you pay money. Lol if i had money i would have paid them in the first place. Thankfully things have started sorting themselves out now but it still strikes me as strange that people hassle for payment when you dont have money to pay with

I totally understand how you feel. A few months ago I felt like my heart was going to explode every time the phone would ring. I guess that is a good thing because you at least feel badly because you would like to pay them

YEah! I know that feeling. but it was long time ago. glad you got relief.