A frugal or a spender???

I should say am somewhere in between. There are times that I can be as real spender that I often end up asking money from my boyfriend. However, there are also times that I could be a big frugal, especially when I knew ahead that I'd be needing this much of money for some things, like tuition fees for my younger brother whom I am sending to college. Anyhow, my boyfriend and I don't argue much on this since he knew why I sometimes act like a kid, wanting to have this and that coz I only get to shop for myself once in a while. It's actually the school fees and house rentals that's eating up my budget. And am happy summer school vacation is coming, I'll have 2 months for no tuition fees to worry about...and can just go pamper myself.. lol

I'm very frugal with money nowadays. I wasn't when I was younger but I guess that's something some people learn as they get older. My hubby on the other hand seems to believe that the only purpose money has is to be spent. I hear him talk about bills that bother him and how tight our money is but yet he's definately got no problem with spending cash on things that he wants and doesn't really need. It's caused a few disagreements in the last few years, but it seems like he's gradually coming to see the importance of saving once in a while and cutting back on frivilous spending.

I am frugal! I became this way because of my sig. other. He is great! He saves money like you wouldn't believe-- I actually call him a tight wad.. But the funny thing is- when he really wants something- He has the cash to buy it. No credit cards! When I met him I had 3 cards.. All with money charged on them-- Slowly- ever so slowly I paid each one off and cancelled 2.. Gotta have 1 for emergencies and other things. I use coupons now and save tons.. I do rebates.. I answer surveys for extra spending money-- and I have a Savings! Yahoo... So with him being frugal he rubbed off on me-- I am so happy! We don't argue about it- There are times when he says You're wasting your money- LOL-- But boy have I come a long long way!!

Well, I have been a single parent for 15 years so no spouse to argue with :) I am however a combination of both. I'm frugal in that if I can find sales, used, or make myself I will. I am also a spender though - if I have money I will spend it. One reason I do not have credit cards - I know if I had them I would use them.

I try to be frugal. The area I live is very expensive. Really I think being frugal is a necessity, and it allows me to have a little extra money when I really do want to splurge on things....lately splurges have been yarn (to make stuff to sell, and cause I love knitting), and storage/organizational stuff for my little apartment (thank god for the IKEA that just opened in my state). I can also have a bit of a social life. What fun is living in the city if you can't take advantage of some of the events. For me, it's about finding a balance, and choosing wisely what I spend on, and cutting costs where the opportunities are avialable. I think my BF is pretty frugal too, althoguh like me he has his spendy moments. We keep each other in check thoguh. Even if it means me having to listen to him remind me about how all my yarn crates are already full to the brim ;-)

I, too, am a frugal married to a spender. I hate it because he will just go out an buy, buy, buy and not consult with me on how much the bills are. So far, I have kept us from bouncing a check or getting overdrawn or having utilities cut off but it's been close some months. I pay all the bills but he goes out and spends and doesn't think about the consequences. We fight a lot about money. He says I am too controlling but when you only get paid once a month and that one check has to pay for everything, I think you have a right to be a little controlling to make sure that what HAS to get paid gets paid and wants and desires come AFTER the necessary items. We still haven't come to an agreement on what needs to be done first but he has been getting a little more experience lately. I've been showing him the checkbook register (and bank statement) on a regular basis. Showing his withdrawals vs. my withdrawals. Showing him that we've had to pay a late fee on bills because he has spent my bill money and I've had to be late because I had to wait for the next pay check. The one that really got to him though, was showing him how much I paid for household necessaries (cleaning products, tissues, food) compared to what he paid for "a night out with the guys" or "that CD and book and DVD he just had to have." How his expenses were a huge percentage of my monthly REQUIRED spending, the food that keeps us alive. His extravagance vs. my necessaries. That one kind of hit him a little bit. He realized he was basically taking food from the kids. He has been a little more careful since. He'll still "forget" to tell me about something he purchased but it's not nearly as often and not nearly as expensive as it used to be. I'll probably hit him in another week or two again with the "your play spending" vs. "my required spending" to get him to lay off a little more. Good luck, I hope you can work it out.

I'm a little of both. Sometimes I can be so good about saving money and I love to find a bargain. I'm also good at negotiating a good price. On the other hand, I can definitely spend money when I find something I really want. I'm wiser about money than I used to be, but still have room for improvement. My husband is much the same way I am. We're learning to do better at saving money. It's a slow process though.

I am something between...maybe on frugal site. I don't use credit cards and I only spend what I have. This way I don't have to think about my bills all the time... My partner is spending much more than I do...it drives me nuts...but at least he listen to me once a while...

Hi lingli I too am very frugal. And yes my husband is a spender. It really bothers me because I do with out things just to save some money. I spend alot of time figuring ways to save just alittle bit. But when you add all the ways Ive saved it does amount to something. So when I see my husband spending I can get furious.I wish had an answer for you but I dont unfortunatly. Maybe some day we will. Take care Keep trying to save that money.LOL

I am the saver while my husband is a spender. We also end up arguing over his unnecessary spending. He is trying to change the way he spends now that we have two kids and the expenditure is much higher. The amount of clothes,watches,shoes he has would amaze you. I wish he would be a better steward of money.

I am definitely frugal. I'm always trying to find new ways to save money and I try to live off next to nothing so that I can put as much in savings as possible. lol Fortunately, that's something my husband and I both agree on. He hates spending money if he doesn't have to, so I guess we fit together pretty well when it comes to that! lol

I'm somewhere in between. Right now I'm kinda frugal because my boyfriend and I are trying to save up for our future but I used to spend a lot. My boyfriend on the other, though he seems practical, I don't know why he's buried in credit card debt. We don't fight about it though, but I think he gets annoyed whenever I try to ask where does his salary go and why is he in so much debt.

I am a very frugal spender, in fact my wife would probably say too frugal. I think she would be a lot more carefree with money if I didn't keep a good eye on it, but she has definitely improved with it, especially since our 4yr old was born! Money is probably one of the only things we really argue about, but that's not so often antmore, either!

My spouse and I are very fortunate to share the same money saving attitudes. We love to save our money until we find an extraordinary deal and then splurge. If we spent money all the time, I'm sure the novelty would simply wear off...and we'd be broke!

Well, most of the time, I am way more Frugal than my husband as well, and have to keep on reminding him when he is overspending because that makes the Bills go up even higher if it ends up being on the Credit card. But I do have to watch it, as occassionally I will find myself being the one to overspend if I do not watch it as well. Overall, it just takes time, Patience, and helping them learn to see how important learning to keep within a Budget can be.

My parents drummed it into me as a child to save! You never know when you might need it, so I was always brought up with the save for a rainy day attitude and it's never change even into adulthood I would always save, save, save! I was very careful with my money, still am today, I hate wasting money and thankfully it has bode me well, especially when I gave up work to go back to college, because I had saved all my life I was able to do this!

I'm a tiny bit frugal, but for the most part I am a spender and my boyfriend is also. I very rarely get a chance to put any money aside for savings and I live paycheck to paycheck. Most of my money is spent on food and I feel horrible about it.

Poorme ecomnomise is my second name lol..i will spend on others but i am frugal on myself..ialways used to feel i never deserved anything..but i want to change that..i want to be wise with money but i treat myself now and then. Like with my first mylot money i purchaesed a fellow mylotter's book of poetry..which i know i will enjoy as i write poetry too.

I am 90% frugal and 10% spender... :P I got that 90% from my mom who really knows how to keep money the right way, I mean she's really good in budgeting and all. She deserves the crown of a "Budget Queen"..LOL seriously, I find this quality really helpful...who would ever foresee emergency things to happen which would require you some amount of money? It's good to get that quality in my senses, I should say so I can somehow balance our finances especially when we get married with my girlfriend and start living on our own, coz she's a little spender in a way.

Yes. We can both be in either role, but we tend to be on the oppisite side of the fence on most decisions. Most of the time he won't spend where it is needed, but then splurges on ridiculous things during the months we need to watch our pennies. It's maddening.