social life and living condition

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In our society one generally finds that every one wants to do some thing for others too, some thing for the society also; after of course taking care of ones own needs. But one does not quite know how to go about it. So one goes to a temple or church and makes a small donation depending on his capability. But how to ensure that the money is being properly utilised. Is this all that one can do? Are there any more effective ways to be useful to others.