Why does this always happen????
By chaygylmommy
@chaygylmommy (2470)
United States
March 7, 2007 4:38pm CST
Ok, this might be a little long, but I will try to condense it as much as possible. In December, my husband got a promotion which means we have to move to Florida. Well, we wanted our son to finish school so we stayed here and my hubby went on to Florida. Well, it's been going good, but we have NO extra money. I mean, his check--even though it's more than before--pays the bills and that is IT! Well, today he said the company has decided that they will no longer pay for gas. I mean, they will, but they will reimburse the money. Right now, he has a company credit card and it's used for gas which helps us out tremendously. Well, they take that away, there is NO way we can make it! We are on a STRICT budget! Me and the kids have only $150 every 2 weeks and that's for gas, food, and anything like my son's baseball, etc. My husband has about $100 every 2 weeks for his food. That is it!!!
I do have dish network and a cell phone, but we are in contracts and can't get out of it w/o paying a fee.
I am not sure what to do. My husband says we should just move before school is out, but we still need money to move! Not sure what to do. Our credit sucks and we have no savings what-so-ever!
The problem is that he makes great money, just keeping 2 households is catching up to us! We spend almost $2400 a month JUST in rent for both places and elec, water, gas, etc. If we move, we can cut a lot of that way down.
I am just so mad because once we start digging ourselves out of the hole and things are getting great, then something happens that puts us back again. I mean, we can move early...no problem...except with deposits and moving expenses, that will put us way behind in things again. It will take us weeks or months to catch up once again.
It's like a never ending battle!!! One thing goes right, 5 things go wrong!!!
Sorry for the rant, I am just so upset right now. It seems we can't catch a break to save our lives. I know we aren't the only ones to feel this way.
3 people like this
5 responses
@RachelleDD (823)
• Canada
7 Mar 07
Nothing wrong with ranting, we all need to do that once in a while, it does the body good...lol
I totally understand where you are coming from, it seems like just when life cuts you a break and things start looking up the financial rug gets pulled right out from under you. Been there-done that--bought the t-shirt and the socks to match...
With how you explained things out, the only solution I can see is can you guys qualify for a small loan? Just enough to get you moved to where you hubby resides? If not, is there anyone close in your life that you can borrow it off until you can get back on your feet?
I know, I probably just told you something that has rolled around in your brain a few times already. But just when you least expect it things have this weird way of working itself out.
Its tax season, are you entitled to a refund that can help you settle?
Your hubby does make good money, maybe the bank can help you out. How much would you need to move?
I know and understand the stress you are under...I pray things work out for you. Best of Luck!!
@chaygylmommy (2470)
• United States
7 Mar 07
thank you so much. our credit sucks, but we bank at a small bank so we might be able to borrow the money. it's just that we already have a $8000.00 loan there. taxes..no, we had a $3500.00 refund, but I did our taxes last year and screwed it up, so our total back was $250!! LOL Well, at least, the IRS is off my back! LOL
I know it will work out. My husband is like a magician when it comes to figuring things out. He has pulled us out of tight spots before...just not sure what to do now. I have even thought of going bankrupt because that would help us out with the credit card bills...wouldn't have to worry about that anymore, but then that screws up our credit even more. BUT...it's already messed up, ya know? oh well, thanks so much...
2 people like this
@RachelleDD (823)
• Canada
8 Mar 07
I am a total worry-wart I must admit. Someone told me something interesting once...
You worry about the past, the present, and the future...40% of what you worry about happened in the past, there is no way you can go back and change that...40% is things you worry about in the future, so you are worrying over things that hasnt even happened yet. The other 20% is the present, 10% of that are things that no matter how hard you try, you cant change it. Which leaves 10% left, things we probably should worry about...lol
Its just alot of effort we put into something we have practically no control over...
Good luck, I am sure between you and your hubby you'll figure things out.
2 people like this
@emeraldisle (13139)
• United States
8 Mar 07
Oh trust me I know how that is. It always seems to go that way. Take one step forward and then three steps back. It sounds like the best option is to move. It would save you a lot of money. Yes it won't be easy I'll be the first to admit to that but over all it would cut your expenses in half if not more. I know your husband is down here already, is he renting a place? If he is instead he might want to check into a motel instead of renting. There are many around the Holiday, New Port Richey, Tarpon Springs area (saw before where you are moving to :)) that have very low monthly rates and it includes electricty and water. This is a high snow bird area (people who winter here and then go north for the summer) so a lot of motels offer monthly rates. It might not be ideal but it might be cheaper for him to do that and thus cut some expenses.
3 people like this
@chaygylmommy (2470)
• United States
8 Mar 07
He lives in an apartment now. but it's just 675 a month and that includes everything. so, it's not too bad. it's just with all of our regular bills like credit cards and all and then my rent and elec, water, gas, cable, cell, regular phone, etc. i can't cancel cable because we are in a contract unless i pay 200 to get out of it and same with cell phone. plus, i like my cell because it makes me feel safe. my dsl is with my regular phone and i get a rate of 14.99 a month for it so i hate to get rid of phone. it's all just so wierd and hard. oh well, it can only get better. thank you
2 people like this
@villageanne (8553)
• United States
8 Mar 07
I think that is life. If seems to happen to us too. We just cant get ahead for going backwards. I hope things get better for you.
@blueskies (1186)
• United States
7 Mar 07
Wow, that's a tough spot to be in. I'm sorry you're having to go through this. Do you have any family in either place that would let you or your husband stay with them until school is out? If not, do you have any friends or family that could give you a loan towards moving expenses?
I wish I could be of more help. I hope you get some relief soon.
@ricknkae (1721)
• United States
8 Mar 07
Boy, I am with you ... that is a tough situation
I really don't know how you could do except with a loan like sugested above ... friends, family ...
honestly I would advise to try to move to Florida if you can because those 2 homes cost you way too much ... but I know you need money to move ... Do you have a credit card ? If yes you could use it just to move and then repay it from the savings you will make with having only one home
You got a paypal account ? if you do here is an idea ... ask us, mylotters to send you $1 ... for each of us it is not a lot but if a lot do it, it might help you out ... What do you think ?
I am willing to send you $1 and I am sure a lot on your list would do the same ...
Good luck to you and I hope evrything will be fine
2 people like this
