car wreck

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alright so my husband wrecked our car. it was a fender bender..but our car had the real damage. the woman in front of him slammed on her brakes and he rear-ended her. he got out and went to check on her and she started cryin 'my neck'. her air bags never came out and the only thing that happened was that she had a dent on she bumper. she was in an suv. so the paramedic said that nothing was wrong but she demanded an ambulance to take her to the hospital. we have insurance on the car but the problem is that my husbands drivers license was revoked. we were actually gonna go get it back this coming up monday cause it had been 6 months. so what do we do now? will the insurance cover him? if not do we need to claim bankruptcy cause we cant afford to fix our car, her car, and pay for so called medical bills. HELP!!!