I Retired and Our Finances Are Minimal.

I think it is some thing you basically have to work out for your self. If you have the time and desire to work then I would recommend a part time job possibly for both you and your husband,If you work part time and it depends on the employer you can set your own hours, I would also advise you do something you really enjoy doing, as it won't seem like you are working at all. It is very sad thing that you had to clean up after your niece, and it wasn't very nice of her to just walk away, it is too bad that you she didn't come to you and let you know she was in over her head. But that was then and this is now, Just sit down with your hubby and talk it out rather than spend all you time wishful thinking. Best of luck

well your husband seems to miss it very much. being used to that state of life and now coming out of it should hav its influence.

you have a lot of post on my lot so you must be making a little extra chances are you are on other sites that gt you a bit of money if not then send me a message and I'll give you my list all free to join you and you husband can try to go in fx trading you have site that can teach you all about it and since you make money over the internet you wont have to worry about dipping in you bank account I'll give you the link to that site also just add me as a friend and I'll send you the message

It makes a lot of sense if both of you get something to do, it would keep you occupied and get his mind off the store, the point is not the store thats bothering, "I think" its the betrayal or the feeling of being let down and made to slog again after all those years and sacrifices and planning for your golden years. The hurt will really last for good amount of time

Is there something that you both can do to bring in extra cash? Can you start an online store since you probably still have the connections?

Running a household is a lot of work...a job in itself, but without money the necessary items to run a household and pay the living expenses cannot happen. Many people both work and run the house. Your quality of life is important and in order to achieve what you want, you need to make sacrifices of time and energy. I am sorry to hear that your and your husband's plans didn't work out initially, but if you two work hard for a few more years they can still work out how you want them to. It sounds like your husband has experience in running a business and managing a store. He should be able to find a position in management somewhere local to you. If you are unsure about obtaining a full time job yourself there are temp agencies that can place you in positions. Register with a temp agency and see what jobs are available. You get to choose and once you are done with one assignment you can choose a different one at your discretion. Take whatever money that is left after paying all necessary living expenses and invest it so that your money can earn money. At retirement age it is important to stay conservative in your investment choices. Money markets and CDs (cerificates of deposit) are available at most banks and financial institutions. These items both earn interest. If you are comfortable with mutual funds there are several companies that offer growth and income funds. Annuities are a smart choice for seniors as well. Pacific Life and John Hancock offer guaranteed principle annuities that can pay you an income for the rest of your life. These are some of the financial companies that I would recommend: Fidelity Investments, Pacific Life, John Hancock, Putnam. I hope this helps you some. Good luck with funding your retirement!

I sounds to me like your husband just needs something to do. Does he really want to go back running a retail store? And if he did would he have the time to do the things that he wants to do? Maybe he just needs a new hobby! I don't think you should feel guilty and I don't think you should try to find a job!

Rather than going out to find a job, you can restrart the store. But I know it is very difficult to hire help in the US, in Sri Lanka of course you can hire someone to work in the store for $60 a month (unless you hunt for an illigal immigrant). But still for all you can put your effort and somehow or other run the store.

Why are you feeling guilty for not providing for the family. I'm not trying to be all sexist and 1920's on you, but it sounds like he's the one who is unhappy, so why is it up to you to go out and get a job? Does he still work or is he retired as well? If he is retired and he is the one unhappy with the situation, it seems like he should be the one to get a job.

I think that you wanted to retire and you should not feel bad about that. I think if you worked hard and put in your time you should be able to sit back and get to do the things that you enjoy. i mean if it comes down to you eating cat food on the streets then i would say maybe you should think about it. but if you can eat cat food in the comfort of your own home then who gives a sh*t!! LOL LOL LOL LOL LOL LOL LOL.

How old are you? Can you still work? Is there anything you can do on a part time basis to help with the finances without working all day?

I think that having retired is actually a good thing. You can afford to stop and smell the roses and life. But finances are a common issue among people who choose to retire. They have to live frugally, and try to minimize on most luxury. But my thoughts are these: With some money with you and spare time, maybe you could change your thoughts of money. There are many ways to make money now, and not all of them require the physical efforts like running your store. Learn about how to maximize your interest returns. Budget and income planning. In other words, broaden your horizons first before deciding what to do again. A few weeks off to learn about the world is not that much, considering that you might have worked a lifetime away.