Zipped

All the time. Also, whenever I am entering a new situation--like going into a building, entering a room with a lot of people in it, etc.--I will grab my belt like I am adjusting my shirt and ever-so-discreetly reach with my finger and make sure I can feel the little dangly handle of my zipper. Very rare that it is down, but once or twice I have caught it and saved myself from tons of embarrassment.

I do, especially with trousers that have a tendency to come open. I think it is even more embarassing for girls to have their zip down than guys, it just looks like your are too fat to fit in your clothes.

Double-check!??!?! I triple and quadruple check my zipper constantly. I always feel like it may be down or I have forgetten about it or something.