Credit cards-do you think they are good..

United States
October 18, 2006 9:12pm CST
or a bad thing? I personally don't have any..
11 responses
ssh123
@ssh123 (31073)
• India
20 Oct 06
Credit cards are created to harness the weakness of man. It is a kind of pushing card holders into debt trap. Interest rate is prohibitively exhorbitant and it is a slow poison. I had 5 cards and now reduced it to two and soon I will make it one. The offers are tempting and one cannot resist the temptation. That is the problem.
ssh123
@ssh123 (31073)
• India
25 Oct 06
thanks for your comment and compliments.
ethnicbarbie
@ethnicbarbie (389)
• United States
25 Oct 06
Definitely agreed.. it has gotten some of my loved ones into some trouble..
wendysue44
@wendysue44 (350)
• United States
20 Oct 06
If you are carful about how you use them, they can be a great thing, but if you abuse them, you can get into some serious trouble.
ethnicbarbie
@ethnicbarbie (389)
• United States
25 Oct 06
Agreed.
moneymind
@moneymind (10510)
• Philippines
19 Oct 06
i don't have any credit card iehter and no bank will issue me one if i wanted to have one 'cause i don't qualify for thier standard. greetings. : )
ethnicbarbie
@ethnicbarbie (389)
• United States
19 Oct 06
it's truly a blessing in disguise. credit cards are the devil lol.
LovingIt
@LovingIt (5396)
• United States
27 Oct 06
I think they are good if you stick to one card and pay it off monthly. I have way too many and have built up way too much debt on them. I'm not sure I'll ever get them paid off now.
bhbirdie6
@bhbirdie6 (1765)
• United States
27 Oct 06
I think they can be good and bad. Good because they help you to build credit and pay for things when you may not have the money right at the moment but they can be bad if you let them spin out of control with reckless and haphazard spending.
lesterdsa
@lesterdsa (1638)
• India
20 Oct 06
THEY ARE GOOD IF U THINK THEY ARE BAD AND IF U HAVE ONE HAND IT OVER TO ME , I NEED IT TO USE WITH PAYPAL.
ethnicbarbie
@ethnicbarbie (389)
• United States
25 Oct 06
Please don't type in caps! Also.. I don't have one.. and probably won't for a while.. If you need one go to your bank and apply for one.. or apply for Vida/Mastercard/Discover.. As long as you have some sort of credit someone will give you one..
vinaykiran28
@vinaykiran28 (5149)
• India
20 Oct 06
i think its good if used in a proper way
dmacdonald111
@dmacdonald111 (530)
•
25 Oct 06
Worse invention ever! I wish I never heard of the damn things! Don't ever get one!
kwang_bdg
@kwang_bdg (67)
• Indonesia
25 Oct 06
It depend to user, if they are wise to use it,..credit card helpful, but if user unwise, credit card = DISASTER
zohashim
@zohashim (180)
•
25 Oct 06
i hate my credit cards! they make me want to spend more than i have :S lol good ole cash is good because you know wats in ur pocket!
luvadeal46
@luvadeal46 (289)
• United States
25 Oct 06
They can be good if you use them wisely. If you need to get a mortgage on a home then chances are you will need to have some type of credit history. If credit cards are used wisely they can help you save money such as: rewards programs that credit cards offer however one should pay of their balance monthly or you will not save any money. Credit cards can also be very bad...credit cards allow you to buy something that you really don't need and then you can be stuck paying for that item for years.