what kind of financing is best ?

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When you get your salary, how you will distribute it? How many percent used for daily cost? how many percent for stock or deposit? and how many for other? I am not good at financing, so I always spent 50% to daily cost and 50% for deposit. But someone advise me it is not a good finacing method. If you have an advice to provide? Or just talk your comments. Thank you very much~~~