Would you like your boy/girlfriend to move in with you? Why?

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My boyfriend is very keen on moving in with me. I am not sure if I am ready for such a change in my life. I am divired and have got used to living on my own except for my pets and children. If it went wrong I think it would be upsetting for both of us. Why is it 30 somethings want to settle down and live together or get married whilst 20 somethings can just enjoy going out together? If your boy/girl friend moved in with you did it make your relationship better or worse? Would you consider letting them move in? Why? Or why not? Thanks.