Fate - what is meant by that

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Some months back I saw a TV serial. One saint is telling his disciple " My sixth sense says that one poor man met with an accident at ...... and he need my help". The disciple doubted for a moment. The saint again told him " I understand your doubt. You are thnking that if his fate is to die there, why we should go there there ? isn't it? Now I am saying that God has decided that he must be protected through my self and we have certainly go there?" The saint goes to that place and the man escapes from death. A lot of similar doubts araised in my mind completely wept out seeing the words of the saint. Now I understand that god exists in all living or dead creatures.