I feel insecure when ever bank balance in my account reached to a mininmum?

Do you have a full time job with a salary? If you do, you can think about saving atleast 10% of it every month and keep it in your savings account. This will accumulate over a few months, and youd have money in case of any emergencies. I know its difficult saving on what we make but its just something you need to do for a secure future.

I am used to running with little money so a small balance does not concern me except when I am just about at zero balance and there is a check out there somewhere... Fortunately, we keep a close enough eye on things to make sure that does not happen.

Uhh, i check the balance of my debit card very often too. I have a small amounth of money, but i worry. I do the same with my e-gold account, then more because of the situation with them now.

It is but natural to feel insecured when your bank balance reduces below certain level. Unlike many other countries, there is no social security in India. Therefore, if you feel insecured, it is perfectly all right to feel that way. There are two things that you can do: (a) Earn more- by all fair means, try to earn as much as possible. Do not think that certain jobs are below your dignity. You can teach, you can take up some part time job, etc. Just ex[plore all possibilities and act on them. (b) Save-save every single paisa by finding out where the price is the least. This is very much possible. Buy nutritious but healthy food-they are often cheaper. Or, cook yourself. And do not lose heart. Keep trying. You would succeed. All the best to you.