beware this mail order trap

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I have just read an article whereby somebody had ordered goods from a catalogue just before she closed her account because she was getting married and moving house. Several years later a debt collector chased her for a considerable sum of money and her name appeared on a credit black list. It seemed that when she had bought the goods ( a camera ) an insurance policy was also processed, which by the time it was sent to her, went to the house where she no longer lived. The company spent all that time chasing her and she had great difficulty in getting this debt quashed, the catalogue eventually agreed she did not owe it and she also had great difficulty getting the matter removed from her credit rating in spite of the fact that the catalogue agreed that she left her account perfectly in order and owing nothing. So, the moral of the story is read the small print and check that you are not agreeing for the firm which sells the goods to take out extended warranty, insurance or any other item, or you too could end up with this sort of muddle to sort out. I could not believe my eyes when I read the article, and yes, it was news to me and YES I am going to be very, very careful to avoid that particular trap in the future. I hope this post helps others to avoid it too.