Do you think planning, will power and hard work is the only one brings achieveme

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I do not agree with the dictum of planning, will power and hard work of an individual will only bring achievement We also need the blessing of the God otherwise it will be impossible to achieve anything in life. People are destined to do something (even taking a brick from the middle of the road and thowring it side of the road to avoid any accident) that will promote the welfare of human beings on the whole. Take the case of Bill Gates. His contribution in Information Technology everybody knows. I feel that Bill Gates has the blessings of God otherwise he would not achieved this much. What is your opinion?