FOR the 40 year old and up i guess, Memory fading????

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Well, i'am over 40, and my memory has slowly gone downhill! The other day i was in the store, and could not remember my pin number for my bankcard! I was so upset over this and it has happened a few times after that too! I had to go to the bank to get it changed and now i have it written down in a safe place so i rememebr it! Alot of little things too, very scary and annoying! Anyone else having these memory problems???