Paypal - Notification of Billing Department (Foreign IP Address)

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Once again my account on Paypal is screwed up again! This time it's because of using my Paypal account in another place. You see, So that I don't get distracted or interrupted by family, I always went to college to check and save my emails, look up anything on money, and other things that I barely could do because of family problems. This also meant logging on my Paypal account there. When I checked my email now at midnight today (but didn't save them yet; I am typing this at home while one is gone to work and everyone's asleep) I got an email notification that I had been notified of logging into my account in a foreign IP address. I AM the right holder of the account, yet, when I tried to follow the instructions and filled out the first part, the basic info of my account, I don't have a credit card, and I got a debit card I haven't used but didn't expire just yet. Not only that, I don't even have a PIN number, Card PIN, or anything like that. I have NO idea of what that is, and I don't know what my PIN is at all! Although they said that after 72 hours they'll suspend my account temporarily, I don't want to lose all that i've earned here, and I don't want to lose all that i've earned at Associated Content! (I'm starting to have my doubts about Paypal, and perhaps, starting to lose my faith in them overall...) I don't know what to do in this case, and I want to keep my payments!