can i use paypal without verifying?

Philippines
November 23, 2007 9:58am CST
paypal - paypal is a safe way to put your money into credits.
i have my paypal premier account. but i did not confirm a credit card in my paypal account. when i try to verify my paypal, it said that it needs a credit card confirmation. is it really needed to have a credit card to be confirmed? can i still use my paypal account in shopping online? can i still use it in shopping in e-bay? please help me guys.