Help me create a list of everything a child needs

@sedel1027 (17854)
United States
March 27, 2008 10:52pm CST
I am thisclose to talking hubby into having a baby now as opposed to waiting 3 years. He says that if I can come up with some numbers of how much money it would cost and how that would affect our current budget as well as when we move (he wants to move to California in a year so he can attend college - odds are this is not going to happen even without another child) with a possible decrease in salary. Besides the basics - crib, formula, diapers, wipes, clothing...what are some odds and ends that you can think of that would affect our budget. Since this is his first baby and we have nothing from my son being a baby I know that we will be gifted with many items - like the crib. We do have health insurance and what we would have to pay out of pocket is very little. There would be no daycare involved for at least for the first year of the child's life.
4 people like this
8 responses
• United States
28 Mar 08
I have 2 children now 12 and 15, when they were babies, I know I had alot less money than I have right now, but you always seem to find ways of giving them all they need. As you and others have said, the baby shower, and family will give you the crib, changing table, car seats, toys and all that, and what you dont get from the shower you can get second hand. Kids grow so fast there is always almost new clothing and baby accesories out there for very little money. Its when your kids get to be teenagers that the real money issues hit....certain types of clothes, cars, ipods, on and on....but I wouldnt trade it for the world. Good luck
1 person likes this
@sedel1027 (17854)
• United States
28 Mar 08
My son is 9 so we are border line on the teenager thing. I highly doubt he will ever be picky about anything though.
@aretha (2538)
• United States
28 Mar 08
hello sedel the first thing is if your husband wants to wait till you have the money you will NEVER be have another child. well i guess you could always win the lottory.lol we have three and we have no more money now then we had then. you will always manage to get them what they need. there is alot if things out there that people think they need to have a baby but you don't. i have pretty much everything i need for a baby but i have collected it for the past 8 years. with each baby i get a few more things. what you have named is the main things and the rest you will get if you really need. but as far as waiting till you have the money you never will.
1 person likes this
@sedel1027 (17854)
• United States
28 Mar 08
For him this is more about being able to move and for him to get his education while giving me what I want. See, he wants to go into video game design and there are zero schools in our area that offer the degree. In order for him to complete his degree we will have to move to Florida, Georgia or California. So this is more about being able to have the baby and still have enough money in 1-2 years to move for him to finish his education more than being able to stay put and afford a baby.
@megs85 (3145)
• Australia
28 Mar 08
How wonderful! Wishing you luck. Other than all the basic essentials ie; cradel, cradle linen, cot, cot linen, change table, chest of drawers, pram, diapers/ nappies, bottles, buttle brushes, formula, nappy bag/ diaper bag, clothes, singlets, blankets, socks... baby food after 6 months of age, medications that you may need for bubs for things like reflux etc... Some of the things I have found useful are a bouncer/ bouncinette, cradle swing/ baby swing, baby carrier/ baby sling, infant coccoon/carry bed, pram mesh cover, pram rain cover, car seat, food/ milk storage containers, bottle sterliser (you can always use the good ol pot with boiling water, dummies/ pacifiers, toys ie; rattles/ mobiles/ play gym/ play mat/ etc, baby towels, baby lotions, baby bath, cotton wool balls, cotton buds, nasal aspirator, baby clippers, bbay oil (in case of cradle cap), thermometer, facewashers, highchair, jollu jumper (okay not an essential but both my boys loved it-lol). At the end of the day you can make a baby fit to your budget. Websites like simplesavings.com.au, cheapskates.com.au and so on have some fantastic ideas for cutting costs particularly when it comes to babies and baby needs. A little bit of cost cutting on other non essential items, such as cable tv channels, etc can ease up some of the baby budget bungles. Getting some of the items you need second hand for example off ebay.com, or garage sales etc is also a gret way to cut costs. ork out what you can safely buy second hand to save. As you mentioned, friends and family usually come to the party when it comes to essential items, and you can even borrow from family and riends for items like a cradle/ bassinette that a baby isnt in for very long. Hope it all goes to plan, and hope Ive given you some useful ideas. :)
@sedel1027 (17854)
• United States
28 Mar 08
Thanks! Your list is quite extensive. Quite a few of the things on your list I know I didn't have for my son when he was born. Like the bottle sterilizer. Who really uses that? I think we sterilized his original bottles in a pot then they were just run through the dishwasher. My brother had a bottle warmer for my nephew, never did understand that either. I know there are certain things - like a play pen or stroller - that I will get second hand. My SIL has a little one right now who is 7 months, so we may luck out with some hand me downs. The big expenses I am looking at right now is the doctor visits and birth (will run us about $1,000), baby bed (which I am sure my parents will end up buying for us) and formula. I am hoping to get cloth diapers to use to help keep down that cost.
1 person likes this
@sedel1027 (17854)
• United States
28 Mar 08
How long did you sterilize for. Whne my son was born his Dr said to do the bottle when we got them, then the dishwasher was more than fine. Plus I used the playtex bottles that had the plasitc inserts as opposed to traditional bottles.
@ersmommy1 (12600)
• United States
28 Mar 08
Ok first I have to say speaking from experience "There is never a perfect financial time for a child" Not gonna happen. But that being said..Gerber baby life Insurance.This one costs us $65 a year. That is it. And depending on when you start the policy(we got ours reight before daughter was a year)the amount will not change. Money can be used for school.
@sedel1027 (17854)
• United States
28 Mar 08
We have life insurance for my son, I believe that it is through globe life. Costs $54/year. I have life insurance, but no much about $15K, my husband has a policy for himself that we pay $7.95/month for.
@carmelanirel (20979)
• United States
28 Mar 08
That is something where you can get an estimation but not exactly what it would cost because of rising prices..And are you talking about how much to raise a child or how much to have the child and care for it in it's early years? Because you talked about the crib and diapers, but when they are older, there is a bigger bed and clothes and schooling..They are always taking money from your pocket, even at a young age. It does costs a lot, but the blessing of having a child out weighs the cost anytime..
@sedel1027 (17854)
• United States
28 Mar 08
Right now we are more focusing on how much it costs to have a baby under the age of 2. Kids are always going to cost money, but the initial costs - diapers, formula, etc - seem to be the most heavy until they get much older.
@queenofarms (1665)
• United States
28 Mar 08
Lets see you will need a car seat,baby tub,swing,mattress for crib,sheets,baby towels and wash clothes,lotion,powder,baby oil,playpen I wish you good luck. Babies are so much fun.
@sedel1027 (17854)
• United States
28 Mar 08
Thanks. I am going to try to work on this tomorrow. This would be a great way to end my week vacation.
• United States
29 Mar 08
I have been up all night for one. My eyes are starting to close. But I have to respond being your always there to help me. Please don't take this the wrong way. I have nothing wrong with second hand clothing,etc I prefer new bottles and such. I want a baby if ever possible. I can't afford to wait for any reasoning. So with that said dear there are way too many free sites to get stuff. I mean all down to walkers,wipes,formula,diapers,etc. You name it freecycle.org is free. I am also in westchestershare. somehting also free Then you have frugal ways to live cheaper. Clothing swaps are the best for my friends and I. My friend has a large bucket waiting on me. I will tell you more when i think of them
@mrpippo (756)
• United States
28 Mar 08
from experience ,if you try and wait until you have enough money to have a child ,you will never have one because there is always something else you will use your money for ,you just need to be ready mentally to have one and go ahead and do it ,if not you will be childless forever.......