Mortgage company question

@ljoy28 (75)
United States
October 31, 2006 4:10pm CST
Why do mortgage companies send you a refund for tax escrow when you still owe money on your mortgage? Why don't they just put that towards the principal or put it towards next years taxes? Doesn't make sense to send money back to you to take it from you again. Waste of paper and stamps. At least that is my opinion.
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