Do you prefer cash or credit?

@biobio55 (283)
Indonesia
May 21, 2008 12:37pm CST
I always prefer cash payment better than credit. But lately, I prefer credit because I can get special discount, offer, and points that I can redeem for shopping voucher. I think that is a good deal. What do you prefer? Cash or credit? Why?
1 person likes this
2 responses
• United States
21 May 08
I am like you, I really prefer to pay with what cash I have on hand. I don't like credit because it's so easy to say "oh, I don't have the money to pay the whole thing, so I'll just pay part". Next thing you know, you're doing that all the time and you have a revolving balance to pay off. But, I have been using my credit cards more to get rewards. I have one that gets me money towards a new car. That would be pretty helpful, especially if I use it over the next few years.
@cream97 (29175)
• United States
21 May 08
I like them all!