Starts with a K and ends with and S....has ID in the middle

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You heard me right, kids. How do you know when the time is right to start a family? Does something magically just click in your head that you're ready, or is it something you just chance. It seems like just when you think you may be ready, you chicken out. We've been back and forth on the topic, even tried. Seems like when you start thinking about it, something makes you change your mind....but I can't ever see myself not having doubts. I do want a family, I know for sure its not right at this time, with our busy work schedules, but how do you know its time?