Is it right to sue your sister's insurance company?

Canada
August 19, 2008 2:34pm CST
A friend of mine had a terrible accident at her sister's house where she broke her hand and arm so badly that she will now need surgery on it. She now wants to sue her sisters insurance company for $300,000 Canadian. Realizing that her sister's premiums will go up if she wins the case, she has told her sister that she will giver her $7,000 Canadian to cover the cost of the raised premiums. I still don't think this is right, even though she is giving her sister some of the money. What do you think?
3 responses
@sirnose (2440)
• United States
19 Aug 08
Yes she should sue it was an accident there is no fraud involve and she did suffer a severe injury.It's nice that she is willing give her sister a few bucks to cover the increase to her insurance premiums.No,I don't see nothing wrong with her looking for just compensation.
• Canada
19 Aug 08
No it's defenately NOT fraud. She did really injur herself but you see what does she need compensation for? We have "free" health care! She'll be able to move her hand again. It's not like she lost it. She slipped down hard wood stairs and broke her hand and arm. It is nice of her to give her sis some money towards it but what is that doing to her sister's chances at insurance again in the future?
@sirnose (2440)
• United States
19 Aug 08
I've heard that canada's healthcare is not always reliable sometimes you have to wait months to see a doctor thats one reason socialize medicine is having such a hard time getting a foothold here across the border.She might experience ill-effects from this accident in the near future then what? at least she is insuring that if any future troubles occur she will have means to deal with it.Free care is not always the best care ,that if, injure and its not your fault you should have an avenue to get compensated.
• Canada
20 Aug 08
You are right, Canada's health care is not the greatest and there are long wait times to see doctors. To get into a specialist, the wait is sometimes months but if the injury is really bad, they put a rush to get you in. My friend finds out on Friday if she forsure has to have surgury on it but it looks like she will be needing it. It's the waiting part that sucks here but we do have good health care in the end (even though it's technically not "free". We pay for it in taxes). Anyways, I guess her suing the insurance company isn't that bad, I just feel, it was a stupid accident, something that most people do in a life time, and that she should just deal with that. I've fallen down stairs many times and sprained this and tore that and broke this but I haven't sued anyone. I think this is just an easy way out to get some money.
@mishyyu (217)
• Philippines
22 Aug 08
I also dont approve with your friend's plan.. with no valid reason why she should sue the insurance company.. it would only seem obvious what her real intention is..
• Canada
25 Aug 08
Thank you! That's how I feel. It seems like it's just a quick way to make quite a bit of money. She REALLY was injured. She had to get pins in her hand and everything but she's better now and OHIP covers it here. I don't really know what she's suing them for. Thanks for your response.
• Alexandria, Virginia
19 Aug 08
does she not have health insurance that would cover it
• Canada
19 Aug 08
Well see that's the thing, we live in Canada where our health insurance is covered by OHIP. We have "free" health care. So I don't see the need in her suing as this accident didn't really cost her anything but some pain and anguish.