Credit card!!

China
October 6, 2008 9:56am CST
Well,nowadays,more and more banks promote their various sort of credit cards to us,say it's normally 10 kinda credit cards per bank,visa,master,blah,blah~Do you use credit cards?If yes,how many cards you own and are they belonging to the same bank?If no,why don't you apply one?I've been using credit cards for 5 years or so after my 1st job.I have 4 cards with different banks currently.So,just feel easy to share with us~thanks~
2 people like this
5 responses
@sunshine4 (8709)
• United States
6 Oct 08
I use one credit card for my daily expenses like groceries, clothing, shampoos, ect. Then I have one credit card where I used one of the checks that they send in the mail. I used it to buy a trailer. I pay off my first credit card every month in full so I have no interest to pay. The other card, I pay $300 a month in hopes that it will be paid in full shortly. Other than that, I don't want or need any other credit cards.
1 person likes this
• China
6 Oct 08
As well for me,I use the cards with different function for my easy management,especially at the time to be paid back the money`lol.Thanks for you sharing.Have a nice day~
1 person likes this
• China
6 Oct 08
I have only one card totally,because I don't want to own too many credit cards,because I may forget to pay off the credit if I have too many.One good card helps me a lot anyway .
1 person likes this
@applefreak (3131)
• Singapore
7 Oct 08
hi there, hi-five to a fellow credit card user. i have cards with almost all the local banks in my country. i've already lost count of the number of cards i am holding. there are different perks and discounts for different cards so i hoard them all. i believe i have more than 10 cards though i regularly use four of them only. one thing though, i always pay up in full by due date. cheers ;p
• China
7 Oct 08
Yea,just like you said,different cards have different discounts and their sepcialty.lol~~I do believe that pay in full by due date will be smart due to the interest charged by the bank will always high~~lol.Thanks for lotting.
1 person likes this
• Philippines
6 Oct 08
I've had a couple of credit cards before but decided to streamline until I have only one left. I rarely use it and use it only on very important purchases or transactions. I try my best to limit my spendings and one way of doing it is to avoid buying something not included in my budget. I keep track of my expenditures and make sure that I don't spend too much on the unnecessaries.
1 person likes this
• China
6 Oct 08
Well,you're good at saving and manage your money~that's not bad.If you have enough money,I should say credit card will be just for some emergency usage.What do you think~`lol
1 person likes this
@clarkmy (428)
• China
7 Oct 08
yes ,,nothing wrong with credit cards ,they can be very useful at times,but whatevery you do ,make sure you pay off your credit balance on times every month.
1 person likes this
• Canada
6 Dec 09
I have a debit card in an American bank, and a pre-paid Credit Card in Canada. The American debit cards are all affiliated with credit card companies, whereas the Canadian debit cards are just debit cards, so in order for me to have a credit card in Canada, I needed a pre-paid one, because I do not want to spend someone else's money.