Help me resolve my PayPal account limted access

Did Paypal refer to you by your name if not this could be one of those "Phishing emails" i warned others last week about a "Paypal Security Alert" email i recieved last week telling me that someone had charged a $249.00 Ipod to my Paypal charge account.I reported it to Paypal and they told me that it was a phishing email and to destroy the email.Like Paypal told me they refer to you by your name when they contact you...to see if its a scam email go to it and look at the address in the browser window and check the address,look at the bottom of the page and see if the secure lock is there,if its not there then its a phishing or scam email,you can report it at "spoof@paypal.com" if its a phishing email...

have u reached the max limit of paypal without verification...if yes then confirm tht ur credit card is accepted by paypal or not...use visa or mastercard it may be tht u have not reached the limit for unverfied account but paypal always show tht message when ever we login...it is not needed if u don't have much to put there.. just check these thing n tell me!!