have you spent your salary even before you have received it?

I think most people do. They just don't realize. Paying from credit card for instant. It is buying now and pay later. you put it off till next month. Don't you think so?

No i haven't. I think it is not wise to be spending my salary even before i get it. Some say it is a sure money to get anyway, that is why they just spend it even before receiving. Maybe they are in dire need that is why they spend it already. Maybe I am just lucky that there are no emergency cases that will force me to spend my salary before hand.

Well.. I did that. I know that it was wrong because it means I got myself in the debt. People should try not to get used making debts because of the interests of the debt would make people harder to pay the money. I don't think it is wise to spend money before we actually receive it. It made us hard to save money, and we never knew what's going to be happened in future. There would be unpredicted expenses and you have to use your savings which would be hard if you don't have any.

Every week my paychecks are spent before I get them. Sometimes I have to save money from 1 week to add to money from coming week to pay the bills that are due then and then I wait for the next week to pay the next set of bills. It is always gone! :-(