When you buy online, which form of payment do you choose?

January 9, 2009 9:04am CST
There are various ways of payment for deals online. Normaly I choose pay on delivery. When I feel comfortable of the goods, I will pay without problem. Some accept ATM payment, which is even more convenient. How do you pay for online deals? How can you deal with problems, if any?
2 people like this
4 responses
@mkmoney (468)
9 Jan 09
well i mostly pay by card its easier lol
@SomeCowgirl (32266)
• United States
9 Jan 09
We usually pay through debit or paypal. If it's defective then we send it back and get a new one, It's easy to keep up with the money that way, and more stress free in my opinion...
• India
9 Jan 09
I have not bought more things through online so far, Once i bought the Telephone instrument, for which i have made the payment through my Credit Card. And as you said if we select the against delivery mode, even though there may be some problems, you cannot open the packages which you received through courrier, before you make the payment. So, after making the payment, when you found that there may be some defect in the product, what will you do..?? So, this risk is there whether you made the payment through credit card, or direct debit from your bank or even in the cash on delivery basis, when you buy the product through online. For this reason we have to read their terms and conditions, in some of the sites, they will agree that, in case of any manufacturing damage, they will replace the product if we send back to them with in one week or 15 days time. We have to look in this before we buy the products. Have a good day.
@jess368 (3368)
• United States
9 Jan 09
If paypal is an option I choose that. It just seems like the safest route to go when paying online. Otherwise I use my credit cards. I dont like mailing payments in, that makes me a little uncomfortable. I have always thought that it would be so easy for someone to get the money in the mail, but say they never got it. Then I have no proof, and they could get away with it! I know people have been doing it for years, but I would rather use some sort of payment that I have a record of.