Phone Scam

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Hi fellow mylotters, I was responding to a discussion about telemarketers earlier which made me remind about a phone scam a year ago. The story is that, I got a phone call one day from someone i didn't know and to my surprised she is telling me something that is quite unbelievable but possible. This is the first time i've heard and experience it myself, got a call from someone i didn't know telling me this pick up line when the moment i said hello, "Ma'am, did somebody tell you that you have something to claim. Someone has insured you." of course i was really skeptical about it and sound like a red flag but i keep asking details and really like to know more. When she said the company, it made me think it maybe possible because it is the same company that my GrandMa get my educational plan which was forfeited which i never used because i didn't know about it but just a possibility in my mind but i still keep ask question and i still didn't believe of course. Now when she mention about and ask that if i had credit card, then that's the time i prove myself right that is indeed a scam because when i told her that i don't have the credit card ( well just to test her reaction)well, i was not suprised because what's in my mind is exactly what she did. She said Ma'am ok i will call you again but she never did...hahaha Well unlucky of her because i am not ignorant with these kind of scams because like everybody else online, we always recieve a lot of email scams and i really hate them and the first time i had on a phone here in our place, speaking the same native dialect we had is really too much. Gosh! i was thinking how many had she scam that time and still this time. What a world she had the nerve to fool someone. First and foremost, on the first thought i had when i said hello, asking here where did you get my number. That is already a bell ringing saying its a scam because the fact is that my phone number is very new that time like just a week and how come she got my number if someone insured me when nobody know about my number. Second is that how come someone insured me and i can get it when i am still kickin and alive. Well its obviously a big scam. Shame of her. So what about you my fellow mylotters, have you tried the same experience i had or have you heard something about phone scam? Share your thoughts and experiences. Have a nice day!