A few things that for the life of me I can't figure out

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Ok, there are a few things here on mylot that I have not been able to figure out. I've gone to the FAQ page but that was no help, so maybe from my fellow mylotters I will understand! 1. How do you load a picture with your discussion? I have seen an upload picture form blow the discussion and have been doing that, however, I am not getting a picture with my discussion, it is just going to Pictures. 2. On a few discussions I have noticed it won't let me see the discussion because of mature content. It says I will have to change something, and I don't know what it wants me to change. Thanks a lot in advance.