OMG!GUYSS.. i badly need your help..PLS?about paypal.

Philippines
May 15, 2009 1:02pm CST
do i really need to have a credit card to have or to use my paypal?
8 responses
• Malaysia
15 May 09
Even if you don't have a credit card, you can still register for pay pal. As for me, i use pay pal only to shop online, there are many website that allows you to use paypal to shops. To withdraw the money, you must have a credit card, or a bank account that acknowledged by paypal. That's what i know, sorry in advance if i've gave the wrong info. lol!! hehe
• Philippines
15 May 09
that acknowledge by paypal?like what for example?
• Malaysia
15 May 09
that i don't know(sorry)... any international bank in your country perhaps. I think they have the list of approved bank in their site(paypal), you ought to check it out. I'm sorry i can't help you much, because i myself also a newbie in that sort of things...
• Philippines
15 May 09
i already have a paypal account. but i don't have a credit card also. and it says there that it is not yet registered. what am i supposed to do? help please. thanks!
• Philippines
15 May 09
yah we really have he same prob DUde!tsk!
• Philippines
15 May 09
yes, i hope our fellow mylotter could help us resolve our problem. my question is this, since it is okay if we do not have a credit card, can we still request money to be deposited in our paypal? then we can transfer our earnings in our bank account? thanks in advance.
@hell45 (10)
• United States
17 May 09
Hi there.. to use paypal no you do not need a credit card at all. There is one problem though. If you live in the Phillipines then appearently you can not withdraw your money from paypal to a bank account in the Phillipines. I have looked into that because I have friends who also Live in the Phillipines and it is a very nice country I really enjoyed my vacation therea few months ago. A bank account or a credit card is only used to be able to have your paypal account verified. What paypal does offer is a card of there own but it costs One dollar A month is what they say but is suppose to be usable worlwide at atms and things. So if you are making really good money online and you live in the Phillipines then for you getting their card would be the way to go.
@user_786 (1338)
16 May 09
In some countries where the option of connecting paypal account with bank account is not available, users then can connect thier account with credit card. this option is also available to those who can also connect thier paypal with bank account.
• United States
15 May 09
No. Paypal does not have my credit card information. You can connect paypal to your bank account. I do suggest opening a seperate bank account specifically for paypal though. Go check out the paypal website, they will give you all of the details you need. They will tell you what all of your options are. IF you have anymore questions, contact them.
• Philippines
15 May 09
so if u wanna withdraw ur money,,LOLS i'm so assuming i have money in here but i was just really curious for the future use.. thanx..mwwaahh!
@shail5554 (232)
• India
15 May 09
You dont need to have a credit card if you want to shop online using paypal.You can also transfer and accept funds.I will have to check it out about withdrawing.
• Philippines
15 May 09
ahh okay.thanx for the reply it added up to my lil knowledege bout paypal :))
@fergus (817)
• Ireland
15 May 09
Hi missrocee, You don,t need a credit card for paypal thats just a option if you have a card the details of the card will not be given out by paypal when shopping. You do however need a bank account. You can also use a prepaid credit card in paypal if you want. Most people open a new bank account for paypal alone and keep the details to there main account to themselfs thats a very good idea if something does go wrong your main bank account will be safe. Did you try alertpay yet there the same as paypal there banner is on my website if you want to sign up to them as well the link to my site is on my profile. Just one more thing someone here said you can,t get paid by mylot if you don,t have a credit card thats not ture as long as you have you paypal email you will get paid from mylot and you can then transfer the money from paypal to your bank account all the best.
@Aestrea (23)
• Canada
15 May 09
no, you just need a bank account to get money out of your paypal account. Once you log into your paypal account there is an option for you to link your bank account to your paypal, and they'll have a bunch of instructions for you when you get there. On the flip side, a lot of stores online will accept paypal, so what I usually end up doing is shopping online with my paypal funds instead of using a credit card (don't like using those online).