July 23, 2009 10:53am CST
hi all! I would love to start using western union bank, but I have absolutely no clue what it is, all my friends are starting to use it, and they are constantly telling me how good it is.... I try to find one of the country I'm currently staying in, Malaysia and can't find any. So mind giving me a hand and telling me about western union?
23 Jul 09
Hello Berrys! Correct me if I am wrong, but western union is not a bank at all, as far as I know. It is a sending-receiving agency where you could send money or receive otherwise. You'll just have to keep the Money Transfer Control Number (MTCN) and send it to your receiver to claim the fund, or if you are the receiver, you have to present it so as to be able to claim your money. You do not need any bank account for this because you could just go to the center and do the transaction personally. But if you have a credit card, then you can just do the transaction online, which could be more convenient. As for the sending and receiving, you only need to present 2 valid identification cards. And make sure that all data are provided correctly, otherwise, you would not be able to collect your funds. I hope this helps. Happy mylotting!