How to deal of family`s financial problems.

@joygracia (1325)
Philippines
September 17, 2009 10:27am CST
Hi guys. I had big frustrations in my family. I`m single and working but I aint got any savings because of my family`s debts especially my mother`s credit card. I kinda bit frustrated and confused right now of this. It felt really unfair for me staying this way where I have the choice to go have fun and use my own salary in which I have worked so much on but the thing is I cant leave my parents this way. I`m just so totally frustrated dealing with these things. Help!
1 person likes this
6 responses
@KrauseHome (36448)
• United States
19 Sep 09
Personally I feel that many times there comes a time even if a child is still living with their parents, that the parents need to let the child have some Freedom and be able to save and do other things with their $$ besides help out their family all of the time. Especially when you might be living on your own they have to quit always depending on you and others to continuously bail them out or they will never change. Personally I would sit down and explain to your Mom that you feel it is time you quit helping her, and she take some responsibility for her own Credit Card and such because unless you are the one using it all of the time it should be her having to deal with what she spends with it for sure. Just my thoughts.
@joygracia (1325)
• Philippines
23 Sep 09
thanks for the sharing. You do have a point there but my conscience of paying back to my parent`s sacrifices to me.
@med889 (5941)
18 Sep 09
To remain calm is sometimes impossible for me in financial problems at home but I usually find myself very quiet at home, I do not even bother to eat or do something and I just make my mind works to get much money, but it does not usually work too then what my mother tells me is very encouraging that my situation is not the only one and it is not going to stay as it is so even I will be better off and it depends only on what I do and the time also, so give yourself time too.
@joygracia (1325)
• Philippines
19 Sep 09
yeah.. I totally can relate to you. Maybe I ought to be calm and maybe just dont think much of these as a burden coz after all they are my parents and they are the reason I exist. Thanks for the advice.!
@Archie0 (5636)
17 Sep 09
I think we all go through this problems in our life,Having family financial problems is everyones trouble.Dont worry if you are not earning you can start doing it to help out the family and you can even lessen down all the household spendings for some time and see that not much wastage of money is been done.
@joygracia (1325)
• Philippines
19 Sep 09
yeah.. you`re definitely so right about that. what I`m currently doing right now is do my job and after work I tend to not think of all those problems and just find time to divert myself from thinking ill against my parents. I think its my obligation to help them anyways after all they have done for me.
• Philippines
18 Sep 09
I know your going to say,until you sort out your other problems,you won't be able to stick to an eating plan, but my other problems aren't solvable,there long term. Just take it easy, pay them in installment basis and confiscate your mum's credit card. You'll soon be enjoying your own salary soon! Don't ever get tired of helping out your family, if you love them though.
@joygracia (1325)
• Philippines
19 Sep 09
heheh.. yeah your completely right about that. I should definitely take to mind. Thanks for the response!!
• Philippines
24 Sep 09
It's actually far from my financial problem. Actually my family's financial problem. I got fired from work, by the time I knew my wife's pregnant, and up until now, haven't got any job, after so many tries of applying on different companies, i'm now unemployed for almost 3 months, and my wife's going to give birth by next month or early November. I have no savings and all the hopes now comes from the internet, looking for free work at home things, and some freelance jobs. Still not losing hope, because i know there's a purpose why i still wake up every morning.
@besthope44 (12123)
• India
3 Apr 10
Well, the problem is you dont do savings. When you said credit card, why that happens, if you find anyone spending too much, first you have make them understand the value of money. Its easy to spend, but hard to earn. So take the responsibilities and make others be a part of it.