Do have savings enough?
By carrine
@carrine (2743)
Philippines
March 20, 2010 1:49am CST
enough in a way that you always have money in your savings or pocket in terms of emergency. like for example we do have budgets every month, and there are instances that may happen that are not in our budget list?
honestly guys i dont have enough savings, and i sometimes experienced to borrow from my cousins and ill pay them during my salary time. thats what im working right now, because i dont have to worry in times emergency or expected things. but saving for me is really hard to do, because everytime i saved ill withdraw it because i dont have money anymore. hahahaha!
4 people like this
8 responses
@Professor2010 (20162)
• India
20 Mar 10
Hello
Yes my friend i have enough savings, i worked for 44 yrs saved some money each month wisely, they kept growing, i don't face monitary problem, more over i get my pension from the government
Please try to save, never make your bank balance zero
Happy posting, Cheers
Bhuwan
1 person likes this
@tess_quinain (1149)
• Philippines
20 Mar 10
Funny.. because i did that too!! Worst, i had to close my account just to have money. I think I am a big spender. So, it's really hard to save up some money.
I tried some saving money tips but it was really hard to do.
@kun2349 (23381)
• Singapore
22 Mar 10
I definitely dun have enough of savings.. lol =D Waht i have are just enough to cover one month of expenses, for my savings.. hehe ^_^ If there's an emergency use for myself, i will rather choose to die.. lol =D
I dun have the habit to save, because to me, money is meant to be spent.. haha =D However, spending must have a limit too right?? And i do have my limit, but there's always this question i'm asking myself..
What do i spend on everyday, every month, that i see my money disappearing so fast?!?! lol =D
@SomeCowgirl (32191)
• United States
3 Sep 10
My husband and I have a savings account and we only take money out of it when we want to keep more in checking or when we are taking it out so that we can put it in another place to save it. We usually have enough to pay one bill if we had to use that money to do so.
@msfrancisco9369 (10002)
• Boston, Massachusetts
20 Mar 10
Hi Carrine,
I have savings but i don't know if it's enough to cover for whatever emergency i may experience or any unexpected expenses for the family. i always pray for safety and that the money be used for good cause not for any bad incidents that may occur. it's good saving money from our earnings. not saving money from whatever extra we have. it must be the first thing to do after withdrawing our salary. set aside whatever amouont for savings and then you can spend the reamining money.
@puccagirl (7294)
• Israel
28 Jan 11
I always feel like I could save more for some reason, because saving is really important to me. At the moment, I save around 15 % of my income, but I wish it could be closer to 20 %. When I used to save 10 %, I tried very hard to make it 15 % and so on. So I am always trying to save more, I guess, no matter how much I save.
@suspenseful (40193)
• Canada
21 Mar 10
I have savings but not enough for the emergencies. I am getting there, but sometimes I get a big expense and that throws me for a loop. I do make it hard for me to withdraw any money from my emergency fund though, but the close savings fund is taking a beating.
@neildc (17239)
• Lapu-Lapu City, Philippines
21 Mar 10
i am financially unstable though i have regular job. i have regular job but what i earn from it does not even enough for the needs at home, school, kids. we are renting a house, we need to pay the electric bill, internet bill, water, etc. i do not have enough savings, so to say.
