what do u do with ur spare money?

China
April 23, 2010 2:23am CST
when u have spare money,i mean after u pay the payments,what would u do with it? Save?Invest?Buy stocks?or what?
1 person likes this
10 responses
• Philippines
24 Apr 10
I just wish that I still have spare money after the payments and stuff. Unfortunately, it isn't the case for me because I support my family, too, and I earn just enough to live by the day. If ever there's a spare, then I would just keep it in case of emergency.
1 person likes this
@calfbull (14)
23 Apr 10
I tend to buy stocks after paying all the payments concerning life expenditure and saving some money at a fixed-proportion.
1 person likes this
@advokatku (4033)
• Indonesia
23 Apr 10
buy gold bars, that's what I'd do. Saving money in the bank, at this present is not a wise investment choices. Buy stock, also nor is it a wise thing because have high speculation, without any expertise, rather than a profit but instead a great loss
1 person likes this
@BART78 (2927)
• Canada
23 Apr 10
i rather save first, then invest later...
1 person likes this
23 Apr 10
Spare money has been a bit scarce in our house lately. The majority of the time we put anything 'spare' into a savings account, but at the moment we are planning th add a new shower room to create an ensuite as well as redecorate most of the house interior. Most of our money at the moment is going into pay for that project at the moment. We are planning to do most of the work ourselves, so all we have to worry about it payong for the materials.
1 person likes this
@marmar75 (168)
• Australia
23 Apr 10
You know, it's funny in my case because I'd go to the mall and feel confident to go shopping and look around for something to buy. But usually, if I don't really have a specific thing in mind to buy, I would just go around and go around, and then the stingy part of me gets the better of me and I ended going home without a single purchase because I feel it would be better to save my money than spend it on impulse shopping.
1 person likes this
@rosekiss (30380)
• Eugene, Oregon
24 Apr 10
I try to save it, but with everything being higher, that is is so hard to do. I try to put as much in my savings account as I can, but usually, it will go in only to come back out later. I think thought after next month, I will be able to save easier, as I will have all the big bills taken care of for awhile and then I can concentrate on trying to save what I make, and I know I can do it, I just have to put my mind to it. Things are better for me than they were a couple of months ago, when I just couldn't see my way clear for anything, and I had bills piling up and just couldn't get them paid off, but now that I have, I don't intend to let that happen again. What had happened was, I have 2 credit cards, and they both were almost maxed out, but now I don't owe a thing on them, and it feels so good. It took a big chunk of the money I had received from ,my reverse mortgage, but I wanted to get them out of the way, and not have to deal with them ever again. I am saving over $1000 a month not having o pay them or my mortgage. That is a load off me, and it feels so good to have that monkey off my back never to return. Good luck to you and happy mylotting.
• China
8 May 10
I am so sad ,I do not have much spare money.I never buy stock,forex,I just save my money.too little.
@iamster (123)
• Philippines
24 Apr 10
Whenever I have spare money i would save it in the bank for future use or for emergencies.
@puccagirl (7294)
• Israel
17 Jun 10
I am big on saving, so I save most of the extra cash I have. I am thinking I will invest it one day, but for now, I am just saving it until a good business opportunity (or something similar) comes up. A bit boring, I know, but to me, it seems like the most sensible thing to do.