Dilemma situation regarding to debt management plan
February 12, 2011 11:06am CST
Okay, I may already discussed my situation regarding to my debt situation. My creditor already file a lawsuit against me, or may want to garnish my wage as they want recover the debt. Now, although I am going to apply for the Debt Management Plan from the National foundation of Credit Counseling, they won't negotiate for me to tell them drop that lawsuit, and honor my good faith to pay for the debt this time. So, should I wait until I am served with the court letter, and answer it, telling them I already sign up this DMP to pay for the debt? Or should I go ahead call the creditor, and telling them I am working on to pay this debt now through DMP? but since they already file the lawsuit, would they drop it? Any advise?