would you like to lend money to someone?

February 17, 2011 1:08am CST
during recently years, some my friends and relatives ask me lend money to them, I do that , but these guy are not very rich these years,so most of them not return money to me, so I have not so much money on my deposit book , so I am not happy about these things, I alos very warry to lend money to people and not return it to me in time, I think in your daily life, you will have some friend ,would you like to lend money to them ? what is opinion about this thing? I really bored by this things!
1 person likes this
11 responses
@Alexanda (45)
• China
17 Feb 11
i think its common sense after u borrow money, u return it the owner. i had some friends like that before,when they were short of money ,i gave them my hands and lent money to them,but finally they returned money very late or choosed not to return ,although they had money.that really makes me headache,i am bored with people who dont keep their word.
@VisonTech (258)
• United States
17 Feb 11
Money is a sketchy thing between friends! They can use your friendship as leverage to hold off of repaying or just plain take advantage of you. It is a personal choice but if you've ever been in this sticky situation before than you will probably stray away from it. If you decide that you would go through with it, then make sure everything is written down and recorded with witness, like a notary public for your safety. The fact is, is its your money, that you worked for and if they are not willing to sign a contract and have it notarized then thats a sign that they are not trust worthy. I usually try to keep my extra money as my own knowledge so that way nobody can turn that situation into a disagreement. Never look too good or talk too wise!
@krajibg (11923)
• Guwahati, India
17 Feb 11
Hi there, If you want to spoil a relation borrow or lend money. Unless you are in acute need and would return the money within the supposed day do not borrow. And if you thing the person asking you some money see what sort of person he is. I never lend money to one who forgets or feigns to forget. Money is too bad a thing that needs proper handling.
• United States
17 Feb 11
I make the most money out of my friends so I do end up paying for a lot of things when we go out. Sometimes it makes me frustrated because there are a lot of things I want to do that cost money and I know that my friends can't afford it. I do not like lending money because I believe once you do it will be a habit.
@dreamnishu (1247)
• China
17 Feb 11
hello friend! if my best friend need money then i like to lend money to her but for unknown person at first i want to know the cause if the is real and the person is trust able then i think about lend money.but i do not like to lend money to some one because it makes relation bad. thanks a lot.
@Liliac26 (557)
• Romania
17 Feb 11
I've lent money to friends before and I'd do it again. At the moment I'm not doing very well financially, so I'm not sure I could afford it, but when I'm back on track (which I hope will happen soon), I'll definitely not refuse my friends. I think this is because I didn't have any bad experiences in this area. I always got my money back in time. However, I'd only lend money to friends, that is people I know well enough to be able to trust them.
@AKRao24 (27424)
• India
17 Feb 11
Hi Dear Gracewindyy! I can understand you very well as both of us sailing in the same boat! In fact we lend money to people who are needy thinking that they may have financial relief if we help them with money. I many a times lend money to the poor labourers on my farm and most of them they return the money back the moment they are getting their salaries! But the money given to friends and relatives either takes a long time to come back or some times it never comes back! It definitely hurts as my money is hard earned and I toil and make day and night one for earning this money! I have my responsibilities and liabilities to look after! But these people really don't think about these things and once they take the money it seems they forget about it! That becomes a different issue if we are having surplus amount of money to spare for friends and relatives. In that event it won't even pinch us as we are mentally prepared to face the situation. Because of these defaulters we loose the faith on others and some times I really feel bad to say no to the people who are really in need of money. Today when we have limited resources of earning money and bank is not giving enough of interest , lending money as a favour becomes bit difficult and actually speaking I don't like it! But then my heart is very sensitive and I some time under the influence of emotions and thinking that "What if was in that situation?" , I readily help the people to repent later on. This thing has become a routine for me and I have been doing it since I have started earning money by myself. Do you think I can change at the age of 50? No way! I will crib and cry and as usual I will lend to the needy , in spite knowing the fact that the money of mine can go to the ditch! Life is like that, what else can I say? Thanks for initiating the discussion, I am sure there will be a big gang of people around here to join our team! All the best!
@sandymay16 (1617)
• Philippines
17 Feb 11
That's a tough situation you have right there. But sure they will have to think sometime that they own you money. maybe in a most not embarrassing moment for them you have to collect even just a small amount. I have also lent momey to people I know but in small amount only because I don't have a fat account. Just last year 3 people have borrowed money and they haven't paid up yet. I really don't know how to collect from them and one is not responding to my querries anymore even though I have not ask for repayment. Then there were times that I say I don't have any extra to be lent because I know the person is always borrowing from almnost everybody and not returning the money in due time or not returning not all. So, we'll just cross our fingers that someday somehow those who have been benefited by letting them borroww our hard earned money will have the conscience to remember that we also we the need for that money.
@sender621 (14894)
• United States
17 Feb 11
Lending money to someone i care about in need leaves me with a good feeling. i like the fact that i could do something to help someone else. i have been on the receiving end of that help before. giving back is rewarding. i know that lending money might be money i never see again. Sometimes it is worth the sacrifice.
17 Feb 11
ITs an individual choice! but I guess nowadays it depends on the situation. Here in my place, were most likely the family to approach to when something happens to someone just sorrounding my relatives and its basically because were look up to as a better stable in life because my mother who is a breadwinner is working abroad and who is luckily very humble and charitable. So every since I was young I adapt my mothet's attitude and behavior towards helping without hesitating. One thing I remember that To give is better than to recieve to the extent that now at these times we are the ones who are already in need for assistance. And form that experience, I learned that helping someone is not bad but I guess Its our right as a person to also limit it because primarily we need also to survive so better yet save some for ourselves so that in the end there are no regrets..
@myloots (37)
• Philippines
17 Feb 11
yeah your right! You cannot avoid some friends are like that but my suggestion is know your friend very well, if he/she is interested and honest and loyal to you, then why not lend. But if you don't trust your friend well. Don't lend him/her.