Some people just like to max out their credit cards, is that a habit?

I really wonder why some people do that. That is some sort of a free lunch when it is not. We try not to max our credit cards. Credit cards charged an additional fee for maxing out your credit card limit. We try to pay them on due date so as not to incur charges. I think it is but proper to pay for your purchases. As much as possible it is wiser to pay for your purchases on cash basis so you wouldn’t have any problems incurring debt. Sometimes you would find yourself in deep debt that sometimes you can't just get out of it.

hello KP, I never apply for a credit card it's just one day the mail man brought it to my place and it is ready to use I limit myself using credit card maybe some people doesn't fully understand what credit card is happy mylotting

king, my cousin almost had a cardiac arrest when he saw the credit card bill that his wife accumulated for Christmas gifts alone.

hi, thats true and i have many friends who already did it,they applied for a credit card and spend it to the max but then they will never pay it,until they will apply another credit card again.thats why there are some law firm who focusing in this case.