Does your Money Come and Money Go?

@payout (3722)
United States
May 12, 2011 4:26pm CST
Wow I know everyone can relate to this discussion because everyone one of us makes money online or in person at a job or yard sale even the little small amounts of money that we make in real life it just seems like it comes and Goes so fast. This month Me and my Boyfriend made Thousands of dollars this money Came and Went Fast... I cant believe this but hey, What can I say if you know how to save money. Thats awesome we have been saving close to 1000-1400 a month into our Growth account and so far it has been working awesome. I LOVE MY BANK. lol..
2 people like this
17 responses
• United States
12 May 11
Hi payout Not easy come but easy go, eh? lol I am lucky if I can save anything these days way too many bills and short on income. But that is the way life is right now and we are eating so that is a plus. Hope all is well with you at the job.
1 person likes this
@payout (3722)
• United States
12 May 11
Hey hardworkinggurl, I miss you haha.. But yeah I agree with you haha.. Yeah times are hard and I agree but right now I feel bless thanks to God. But yeah eating that is a big plus on my list haha.. Everything with my job so far is going great and I am very happy to say that haha.. Botha ing that much problems anymore I guess people see what they are doing wrong and can change but yeah. My counting with money has increase and everything hs been going great and I have been getting much better what I do haha.
• United States
13 May 11
So very glad to hear this sweetie I was worried about you the last time. But super happy all is working out great for you!
1 person likes this
@payout (3722)
• United States
13 May 11
I know I am very happy that :) that everything is good well so far I have reported this manager but I understand this is a process and I am glad that everything is changing but in a good way. :)
@yoyo1198 (3644)
• United States
12 May 11
Gosh, I can't save more than five bucks a month. Too many bills and then I need to eat. What is this little thing here, anyway? A squirrel? It's cute though.
1 person likes this
@payout (3722)
• United States
12 May 11
Hey YoYo, Awesome username and avatar, Mines is a Monkey haha.. Im sure you can save 5 bucks. Believe me we all have bills I have a lot.. but, I work a lot and I recently just left my Second job and So I have one job right.. I want 2nd job but something that is more Flex and pays more. But.. believe me Bills are a lot haha.. and so many numbers and Math to do.. But thank God. I know hw to count well haha..
@yoyo1198 (3644)
• United States
12 May 11
If you didn't already have it, I'd be tempted to use your little fellow. I laugh every time I see it.
1 person likes this
@payout (3722)
• United States
12 May 11
Haha....
@sweet_pea (3326)
• Philippines
13 May 11
Hi Payout! Nice to see you again my friend here at Mylot. Oh most of my office mates were already anticipating their salary yesterday. We usually received them on the 14th (but usually comes in our ATM 13th in the evening). Since 14th was a Saturday, they thought that it would come earlier than the 13th. I was the only one with my bank account that was enrolled to online banking. (I guess they got lazy submitting the documents to our other site). So I was designated to watch once our payroll was credited to our ATMs. We had a funny incident yesterday, when a co-worker who was absent sent me an SMS. I read it and said "The salary is in? Thanks". So I announced the good news to my team. The team was elated and got excited. Until, a co-worker said "How come her message to me was a question mark?". And then I re-read and indeed saw the question mark. OMG! I made the mistake! Maybe I got so excited reading it that I overlook the punctuation. Funny how one punctuation can make a difference. We had a nice laugh yesterday. Anyway, to answer your question. Indeed money come and go that fast. I was mentally calculating our expenses and I said, geez the money wouldn't even land my palm. They all go directly to our monthly bills. We receive our salary once a month. So we really need to budget it wisely until the next month's salary.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey sweet pea, My my lot friend it's good see you lol.. Yah that is very funny I am sure you arent the only one who laugh about your mistake hahaha.. But it happens. But I don't know what I would do with a monthly pay check .. I agree that would be hard to budget since its only once a month and you have to maintain it for once a month.
@sweet_pea (3326)
• Philippines
16 May 11
Hi girl! How are you doing? Oh well I got used to it for years now. I have been on a monthly payroll for the past 6 years. It somehow polished my budgeting skills and it is really just a breeze now. Although I cannot say the same for my younger colleagues. They hardly get by to reach next month's payroll. Oh they are young and sometimes careless with their money. Good thing they still have their parents to back them up when they go penniless.
• India
13 May 11
What you say is correct, our money comes to us and goes out very fast easily. We earn small small income from all sides but within few hours or days, all our money is being spent very fast. Earning a little amount of money is very difficult but to spend it is so easy. Even though our spendings are unlimited, money coming to us through those small earnings makes us happy. I love to have a some amount of money in our bank account, which will increase and increase from the interest to it.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Saithishkumar, Yeah every little counts and I just love watching the number increase and I remember when I wrote discussion saying How I love watching numbers increase when it comes to my pocket and wallet and in my bank accounts haha.. but yeah.. It keeps me happy when I see that savings increase haha
• United States
13 May 11
As much as I would love to start saving, it is impossible. My husband works part-time and I cannot find work at all. Due to the bad economy we took my name off the car insurance and only have my husband on as a driver. I live in a rural area and there are not many jobs available. My husband's work schedule is always changing and it makes it hard for me to work because we never know from one day to the next what hours he is working and who wants to hire someone who may have to call in and say sorry I cannot make it into work today. I am hoping to get back into making crafts and selling them online again, but I really cannot afford the materials. I am into candle making, but the things for candlemaking is expensive. Hopefully after I pay off my credit card bill I can get back into this and make money again.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Randy, Sorry to hear about your hard times Believe I have experiecne this as well just right now everything is working out very well and I am very happy to say that, But Just pray and ask GOD for Favor :) Just pray for your husband to get a better job and then you get a Job and everything will work out great I am sure. :) Just Pray.. I wish you both the BEST
@sswallace21 (1824)
• United States
13 May 11
Good for you. We seem to bring it in and send it out almost as fast. We transfer fund each month to a saving account. It's amazing how fast it will grow if you don't touch it. Best Wishes.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey sswallace, I agree it wont disappear if you dont touch it or dont have access to it when sliding your card haha.. or to checks. haha.. overall .. :) Best wishes to you as well. :) saving a lot of money :) and plus building interest on it thats awesome haha
@GoldenAsh (290)
• United States
13 May 11
Yes, I can relate to this discussion perfectly. Money comes and it goes and the relally wird thing is that you are so happy one moment that this month you have saved a lot. But the next momen, youhave to use the "saved money" for something. I will give an example of making-money-online- person who was so enthusiastic about this earning opportunity that he spent a lot of bucks on buying irrelevant ebooks and soft-wares but he could not use it. In the end he wound up spending 5000$ on ebooks and soft-wares and his online earnings were 0.00$.
@payout (3722)
• United States
13 May 11
Hey GoldenAsh, Yeah Seems like sometimes we have to dip into the savings now and then but very little dipping hahaha. but thats for emergency money serious money that comes in handy for serious moments. I think the more we can save even if its a little bit it can come in handy for the future and if you have a savings account that builds interest I would be super happy haha
• Philippines
13 May 11
Dear Mr. Payout I recommend you on using Time Deposits. You deposit some money you want to save and after time passes you could have it. Then invest it, go shopping, gambling ang there you have it.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey MetroX, I transfer it on my own, or I just can have it to automatically take a amount of money and transfer it right over haha.. But I rather save the money. Also save the money again and in a diff account for short savings and use it later :)
@thatgirl13 (7307)
• South Korea
13 May 11
I wish I could save up some. Idk what happens. Money comes and goes, just like you said. I don't earn elsewhere than online and that is mylot. I do get my pocket money monthly and that is hard to save up too. I basically use up all within the month so i have nothing in my bank. My bank's probably crying =(
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Thatgirl, Yeah I dont like taking cash every where with me and the lighter my wallet the better haha.. Because If I can see my money in a Virtual way then I am very happy and I can and I do see my money in a level of understanding. That works well :) Bank is crying haha.. Funny
@jazel_juan (15767)
• Philippines
13 May 11
oh yes money comes and go. Personally with family and kids..it is hard to save, there are so many expenses and honestly our savings are not that high and it is hard with all the kids and two of them in school.. it is good on your part because you are still young and you and your bf get to save before starting a family,,
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Jazel_Juan, Yeah We are saving a lot and think its a great idea awe are plannign to buy a house soon and a car around the same time so we can have super fun we only live life once. :) Happy to say that We are bless because before we did live paycheck to paycheck at times but now I have a wayyyyy better job and promise set hours and happy to say that .. :) We both have more then enough and just let most of our extra money go straight to savings.
@toniganzon (38631)
• Philippines
13 May 11
Oh good that you know how to save your money. My money does come and go and that's because i have to pay for my house loan, my son's tuition fee as well as other expenses. So I'm just thankful that i never came short of money and everything just come at the right moment when i need them. Someday i wish i could save as much as you do.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Toniganzon, Best wishes to you I consider yourself lucky and bless haha.. Me, and my Boyfriend are planning to buy a home soon and because of that I am sure a Home will come with extra bills haha.. so yeah saving for emergency money and for down payment seems like a good idea for the future haha.. And so I am sure that a good fraction will go soon. once we get the and make it nice.
• United States
13 May 11
Yes money is like water sometimes,. Many times I spend money and later in the week I do not remember what I spent it on. Other times it feels like I did not buy the things I really needed. I have started to do a family budget. Hopefully this will help our money stretch further!
@payout (3722)
• United States
13 May 11
Hey zukichucha, I love the bank I have because it allows me to see my money in a high def on a calendar and see it in a whole new level and i am happy to say. It also allows me to save money and budget and make wish list and stuff lol. So yeah I wish you the best on budgeting and I am sure you can do it if I can haha
@GardenGerty (88860)
• Marion, Kansas
13 May 11
It is a good thing that you have been able to save. We have to hold on to what we can, even if it is not much.
1 person likes this
@payout (3722)
• United States
13 May 11
Hey Gerty, Yah I understand me and my boyfriend had to budget a lotto keep everything in check lol. But since everything is going as plan haha.. We both got good jobs and bring in more then enough to cover the bills which makes life less stressful but we both plan on make some extra money too like getting a second job would be nice
@dodo19 (27228)
• Beaconsfield, Quebec
12 May 11
Wow, I wish that my husband and I could save that much money. Unfortunately, this is certainly not the case. We're lucky if we can even save just a few dollars every month. I really do hope that eventually we will be able to save more every month than we are now. It can be somewhat stressful.
1 person likes this
@payout (3722)
• United States
12 May 11
Hey dodo, Yeah believe me we was stress out as well lol we wanted to save money so baffle e long run and now since we went to a new bank and i work for this bank the virtual wallet for PNC help us a lot and wow. It allows us to budget and save money we can make a wish list and etc. It also helps you know where your money is going. Right now ours is going mostly to bills. It categories everything and then compares it to a months difference like.. Aprils wasn't as much as may. Then you can budget things and if you are close to your budget it would send you a warning through your email and if you gave a smart phone that can help haha. Overall .. I love the virtual wallet and I'm not saying that because I work there because it helps us save a lot of money haha.. :) I wish you both the best and hope you save and have less stress :)
• United States
12 May 11
1000 bucks ,oh thats just too much, my expenses ar just too much,though I do have problem saving money. I hope i'll begin to try.
1 person likes this
@payout (3722)
• United States
12 May 11
Hey Idmega, I Have an PNC Account and if you live on East side of the united states you would be able to try that bank out thats the only reason why I am able to save money because before we didnt save at all really but now we save a lot haha.. Believe me we try and try and we just couldnt help but to dig into the savings but PNC gives us Three accounts lol. Lets us see a High Def view of our money and allows us to budget and saving money on a long run. THose 1000-1400 is for savings another 1000-1400 Bills and 400-700 in Credit Cards, 100+ in Food and the rest I dont disappears haha Money comes and money Goes FAST!
@gyani1978 (147)
• India
12 May 11
Hi, You have right things for discussion about money, I really have a problem like this, actually I am getting small amount of money, the things is that by this amount I unable to save a little bit of money due to various problem face. So for earning more extra money by online I am here. Let see how much money I can make which can be save on other side.
1 person likes this
@payout (3722)
• United States
12 May 11
Hey Gyani, Haha... I Bank with PNC and I work with them they have this thing call Punch the Pig and every time you punch the pig you add a dollar to your savings account lol.. you can change the number to anything 5 or 10 if not you can automatically transfer it too. The more money you save the better because to me its always good to emergency money on the side because anything can happen. :)
• United States
12 May 11
1000 bucks ,oh! thats just too much, my expenses are always high,though I do have problem saving money. I hope i'll begin to try.