how much time is taken by you to earn money online? and about what paypal?

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Hello every one! I am from India and this discussion is for Indians only. Are you earning online? If yes than how and how much? if you are getting payment in paypal than do you withdraw money per month or how? because paypal policy is changed with reserved bank before some time. It was a big impact on earners from PTC sites. Share your experience and some more advice on how to use paypal or another options if you have.