I will pay your loan and you can use my cheque-what's the deal ?

By Jane
@jaiho2009 (39142)
Philippines
January 28, 2012 4:58am CST
Yes, I will pay your loan and you can use my check/cheque -but what's the deal? NO- Not a date, I am fully booked for the whole year. So,please give me a good deal before I will pay your loan and I will give you my check/cheque. (lols) A friend approaches me last Thursday night regarding this matter. She ask me if she can use my check/cheque for her loan requirement/s. She needs to issue a whole year check/cheque (post dated) for her loan to be granted. What will you do if you are in such situation. Would you let your friend use your check/cheque? Or,have you ever faced such situation? WISHING EVERYONE GREAT WEEKEND jaiho®- My check/cheque book expired yesterday (lols) 1-28-2012 6:54pm Saturday
4 people like this
9 responses
inertia4
@inertia4 (27961)
• United States
1 Feb 12
Well now. Look at this closely. If your friend gives you the money then you can deposit it in your account and then write the check for your friend. I would never just give a check just like that. I need the money in my account then I will write the check.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
1 Feb 12
hello inertia, I would be grateful to give my check that way-but it's not. My friend ask me to issue a whole year post dated cheque's -without her money. She will only give me the money every month- I am not having doubts- but we never knew what gonna happen (oh I hope I am not too negative this time) I declined her (I'm sad though)
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
5 Feb 12
I've help her find another way so she can open her own cheque book with bank that doesn't requires a big amount of savings to open a cheque book. That's the least I can do to help her. I don't want to put our friendship in such risk. Like the saying goes "the easiest way to lost a friend is to lend them money" :x
1 person likes this
inertia4
@inertia4 (27961)
• United States
5 Feb 12
I think you made the right decision. Look, a whole years with of payments is a lot of money. And to chance losing it is not worth it. Don't feel bad.
1 person likes this
deodavid
@deodavid (4150)
• Philippines
29 Jan 12
hey there jiho2009, Wow that is a real situation collapse, you are being asked by a good friend to help her out in her financial situation and you are put on the spot because you mind end up loosing money and cancel cheque fees and loosing a friend wow i guess if i am put on the situation i'll ask that she deposit the total amount of cash that she wants me to right a cheque to for the whole year and then ill right her a cheque, im a decent guy i wont steal her money so both win but if not am sorry sister i guess i cant help you out.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
1 Feb 12
hello deo, This really put me into a bad feeling and situation. I wanted to help my friend- but, I can't risk my trust either. I hope she understand me- as far as I am trying to help her with her problem. Thanks for your response and have a good day
shibham
@shibham (16977)
• India
29 Jan 12
Hi didi... I will not do anything. Well, i dont allow anybody to use my cheque book coz its mine. Have a nice time.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
1 Feb 12
shiby, I know you will not allow me to use your check- just send my $100
bhabycatch013
@bhabycatch013 (9150)
• Philippines
28 Jan 12
hi jai, To be honest when it's about money I rarely trust someone unless I know them enough to be trusted in this kind of situation well I will not because it's my cheque something that I personally owned there will be Lot of WHAT IF???????. But if it is emergency I can make an exceptions. miss yah
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
28 Jan 12
bhaby, I am sure you will never say no... Can I use your checkbook please
Kalyni2011
@Kalyni2011 (3496)
• India
29 Jan 12
Jane beti I have never faced such situation, if some one asks i will never oblige him/her!!!! Well my account is a joint account with hubby and younger son , of-course any one can operate it.. What to you mean by-'I am fully booked for the whole year'? Hugs from Maa
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
1 Feb 12
dear maa I am fully booked -meaning i am busy the whole year (just kidding maa) Hugs to you and dada
laligaboy
@laligaboy (150)
• India
28 Jan 12
Another Scam posting in Mylot. This might be deleted by admin.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
28 Jan 12
what are you talking about? can you please read my topic first-lolss
Notlilie
@prinzcy (32322)
• Malaysia
28 Jan 12
Nope, no way. I love you but that request would have to be declined - at least that what I would say. It's not that I don't trust her but does she financially capable on paying back the money? You could be declared bankrupt because of this. Well good thing your cheque book expired though.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
28 Jan 12
hello princzy, She might be able to pay for the first,second or might be until 3 months after she have gotten the money she loan. But,it's a whole year- we never knew what will happen. Though,I really want to help her...but gosh- this is giving me hard time to decide. My check book is not expired actually :) thanks for your comment
saphrina
@saphrina (31552)
• South Africa
28 Jan 12
Hi sweetie. Nope, i am sorry, but i won't do that at all. Been there, done that, got the t-shirt for being a fool. Its nice to help people, but bad if that help bites you in the butt.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
28 Jan 12
dear saphy, Good to see you sweetheart and yes,I don't think I can give away my name and signature just like that (so bad- I felt to bad though)
sabado_dc
@sabado_dc (1001)
• Philippines
28 Jan 12
Haven't face such situation yet but if I were you, Sis, I would rather do nothing. It would be such a generous act if I okayed her request but I should also set myself ready for any consequences it may bring.
1 person likes this
Jane
@jaiho2009 (39142)
• Philippines
28 Jan 12
dear bro, Can I use your check?