Have you noticed that there are people that are really good with their money.

@joystick (1680)
March 6, 2012 7:46pm CST
I have noticed that over the years there are people that are good with money and other people that just waste money.I have a friend and she is really great with her money, she keeps up with all the bills, as well as the mortgage, she has always done all her christmas shopping in advance as well.Yet there are people out there that have loads of money, yet they waste it and never seem to keep up to date with their bills.
1 person likes this
18 responses
@elementah (106)
• United States
7 Mar 12
Yeah, I think it's mostly because of parenting or teaching. If you have a parent who's rich and gives you anything you want and money at any time, I don't think the child would be very good at managing with money. But if a parent's very strict about money and occasionally gets you what you want, the kid would probably be a good money manager. It also depends on the person's personality, obviously. But yeah, it's usually based on good or bad parenting.
• China
7 Mar 12
Yeah, parents play a key role in this issue. As for the money as the gift at Spring Festival in China, some parents save them into bank or buy something having appreciation potential.When their children are mature enough to manage the money by themselves, those parents will let it go. Then those children will manage their property well, too.
@joystick (1680)
8 Apr 12
I think that you are right about the way people are also taught from their parents how to use money.I also think that it also depends on the person you are with as well, as some people do not worry about paying bills, ot saving money, as all they want to do is go out and spend it how ever they can.
@SomeCowgirl (32266)
• United States
7 Mar 12
I wish I was better with my money then I am. I am better then some people I know but I always want things I don't need. I've got to get past that and start saving more. Some people have money and don't deserve it, or need it, they just use it for stupid stuff.
• United States
7 Mar 12
Yeah, it's all about self control xD
@joystick (1680)
8 Apr 12
I think that you are right that it is all about self control.I feel that there are a lot of people that would rather buy things for the sake of keeping up with other people, rather than paying the bills that they have and will be charged extra for in the long run.
@indahfth (11173)
• Indonesia
7 Apr 12
How to treat money. Depending on each person. There are like, a waste of money, nobody likes, save money. All depends on the personality of each person.
@joystick (1680)
8 Apr 12
I think that it also depends on how mature a person is.I think that younger people tend to use their money to do things like buy up to date clothes as well as tend to go out drinking.I do feel that there are people that try to save, as they want to live in their own place and know that they need money to do that.
@nangisha (3504)
• Indonesia
12 Mar 12
Yeah I knew one of my friend were like that's. She was come from poor family and she was bread winner in his family so she had to very careful with her salary. Its very different with me because my parent still able to fulfill their own need and we all had our own work. So I just give my first salary to my parent and use the next one to buy what ever I want. I really want to be able to use my money for my future like open my own business.
@joystick (1680)
8 Apr 12
I think that there are a lot of people that would like to start up their own business, but do not have the money to do it.I feel that there are people that will never get the chance to do that either, as the cost of things have gone up and will keep going up, so this will make less money for a person to start up their own business.
@megamatt (14326)
• United States
8 Mar 12
I honestly do think that the people who have a bit too much money is one of the worst things that can happen. They have all of this money, thinking that the happy days are going to be coming each and every day, where it keeps going on and on, as they can just keep throwing money in each and every luxury that they can imagine. They get new cars when they don't need them, a new house when they have a good house, new top of the line electronics. But as we know, the good times are really not going to last forever and ever, with each and every time of line. There are just times where money might just be something that will burst into flames when people get it. I've learned one of the most valuable lessons ever when I was very young and its not what you make but in fact, it was just what you save. Some people really need to learn this lesson but they never do.
@joystick (1680)
8 Apr 12
I think that there are people out there that try to have money, but never have enough to pay their bills as well as have a bit to spend.Where as others spend all their money and never worry about paying for the bills that they have.I feel that there will be lots of people now go without a lot of pleasures that they use to have, as peoples bills are going up and their wages are not.
@Woody7189 (247)
• United States
7 Mar 12
Yes, you are correct in your observations. I have noticed this myself. I think learning how to manage money is very important in life and yet so many people are never taught. Good money management skills can really make life better and less stressful. People who don't know how to manage their finances often find themselves broke, regardless of income.
@joystick (1680)
8 Apr 12
I feel that there are a lot of people that have never had to manage their money, as their parents have always bailed them out when they have bills that they have not paid.I feel that there are people that really struggle and that there are people that tend to blow money.I think that people put things that they want, before buying the things that they need, like food.
• Indonesia
7 Mar 12
I live in place where the local can't manage their money. They used to spent 75% monthly income in 1st ten days, the rest 20-21 days they will take loand/ credit. The non local have good living situation cos they know how to use their money wisely, and sometimes it brings jelousness by the local.
@joystick (1680)
8 Apr 12
I feel that there are lots of people go and spend for the sake of it, as well as waste it on going out, knowing that they have not paid any of their bills.It is a shame really, but they have to learn and a lot more people are now learning the hard way, as a lot of them are being made homeless due to themselves.Where as there are other people that have lost their house through no fault of their own.
@olliekobra1 (1826)
7 Mar 12
I'm good with money its easy, what I do is when I get my wages budget for my mortgage, bills and direct debits and pay them off at the start of the month . The rest of my money is then for the little extras I tend to make more expensive purchases at the end of the month that way if you do over spend you don't have to wait till next pay day its all in the planning
@joystick (1680)
8 Apr 12
I am like you, as long as all the bills are paid, as well as up to date that is the main thing, anything left over is a bonus no matter how little it is.I feel that there are to many people out there that blow money and never think of their consiquences.I keep a track of where I am using a lot of my money and then I try to cut back, even if it only do save a few quid at the end of the day the money is a saving of some sort.
@veejay19 (3592)
• India
7 Mar 12
People who are successful in life and have great wealth are always well organized and are regular and extremely disciplined in life.They know what they want and are very careful when it comes to spending.There also are people who are wealthy but whose lives are wasteful and indisciplined to such an extent that they keep on spending without even thinking how it will affect them in the future.My mom was very organized and used to write down expenses of the day in a diary so that she knew exactly how much was needed to spend for the next month.Unfortunately i haven`t got her habit but at the same time i do keep a check on my outgoings and see that i do not waste any money.
@joystick (1680)
8 Apr 12
I feel that if there are things that we all want in life, then we have to save as well as work for all the things that we want, as well as all the things that we need.I see lots of people buying the things that they do not really need, on credit and using credit cards.People never think how long they will have to pay loans back for.I try to ensure that I keep up with all the bills as well as try to get a head of all the bills, even if I do not have nothing spare at the end of the day, as I know that I will have a roof over my head and that is the main thing.
@blue65packer (11835)
• United States
7 Mar 12
I know people like this,too! I think some people who are very good with money had wonderfaul teachers ,in their parents, when it came to money! This person in your discussion knows what she is doing! I also know alot of people who are terrible with money! I know one guy who is in his forties and still doesn't get it! I have a grilfriend who had to teach her husband to stop being wasteful with his money! She took like 10 years getting him on the right track! People who are wasteful with money are clueless,stupid or just don't care! I am not perfect with money but I pay all my bills,on time! Frist come the bills then what is left over I can spend on myself if I like!
@joystick (1680)
8 Apr 12
My friend had to teach her husband not to be wasteful, it has taken her sometime, but at least he has listened to her.I feel that there are people that will never learn and feel that they will never lose the roof over their head.I feel sorry for all the people that have had to struggle, yet still lost all the things that they have worked for.
• Philippines
7 Mar 12
yes, I've met people who really knows how to manage their money, but unfortunately for me I just can't keep it in my hands more especially if I saw something that I really like and I will buy that one for sure.
@joystick (1680)
8 Apr 12
I feel that most of my money tends to pay the bills and there is only a small amount to fall back on each and every month.It is made money tighter, with all the shopping now gone up as well as other things that we all have to pay for.I try not to impulse buy, as in the past there have always been the things that I tend not to want, use or need.
@ifa225 (11098)
• Indonesia
7 Mar 12
I am not really good too in keeping money i dont waste my money that much but i dont keep my bills too try to save a lot but maybe the cost of live is raising too so i only can save a little
@joystick (1680)
8 Apr 12
I try to get a head of all of my bills, as you never know what is around the corner.I feel that if I am a head of the bills, then it is a little less to worry about.I feel that no matter how hard some people try they will only have just enough money, I also feel that there will always be people that will fall into the trap of having a credit card.
• Philippines
7 Mar 12
Yeah, most of them learned from experience and had never really known how to save in the beginning. It is the debt's immensity that tickled them to change. The trick that I have learned so far is to maintain the balance which is to cut back spending on something if the other expenditure start to excess. If done, it will be like the rule is not broken and you save a lot of money in the long run.
@joystick (1680)
8 Apr 12
I think that there are people that just seem to buy what they want when they want and not care about their bills.I think that there are people that get all that they can for free and there are people that think going bankrupt is the answer to all their prayers.I feel sorry for all the companys that have gone under due to people not wanting to pay for all the things that they have had, thats not wanting to pay, but can afford to pay some money towards all the things that they have wanted, got and had.
@celticeagle (121073)
• Boise, Idaho
7 Mar 12
It is called living within your means. If you buy and buy then you aren't going to be able to make ends meet. If a person has a mind that looks for the good deals and is always working to save alittle and not always buying everything they see and like then they will do fine. And there are tricks to it as well. Have to have a mind for it.
@joystick (1680)
8 Apr 12
I feel that there are people out there that do not care about all the things that they have to payout for.I feel sorry for all of us that are trying to make ends meet.I mean there are people out there doing two jobs and working all the hours that they can, where as other people, who expect to live free and not care about paying their way and live on hand outs.
@dodo19 (34306)
• Beaconsfield, Quebec
7 Mar 12
I certainly have noticed this. I think that we'll always find people who are good with money, and others who aren't. I think that it's just the way people are. We're all different, and this is one thing that shows that.
@joystick (1680)
8 Apr 12
You are right there, also there will bne people out there that want to work and have things in life, then the other people think that they will forever get away without paying their own way in life.
• Philippines
7 Mar 12
Yes true.There are people who are good on the money,save it,and buy those important. Me, i am not good saver, i wish i am good to save money even it is little so i can use it in the future life.
@joystick (1680)
8 Apr 12
A lot of people come to get use to the money that they have that come in to their bank, but never expect that they may have things that they will need in the future.I feel sorry for people that try to do their up most to get the things that they need and never ever have a penny left to spend.
• Philippines
7 Mar 12
Yep, there are people who're really with budgeting their money. My friend is not that rich but he can save up if he really wants to buy something expensive. I guess the trick here is how to keep track of your money and keep yourself from buying unimportant things.
@joystick (1680)
8 Apr 12
I am a person also who tries to budget, just to try to save as much money as I can, as well as to try to save at the same time.There are always things that we want, but may never be able to afford to buy them.The main focus in my house, is to try to keep up with the bills and then try to use what ever else is let over to use wisely.
@asliah (11148)
• Philippines
1 Oct 12
hi, we can divide the types of people now a days because there are some people who are good to handle their money and there are some people who dont give any values and worth of their money i think those people are those rich people dont give much value to their money.