Is it fine to consider a budget for a Memorial Plan?

Philippines
August 3, 2012 11:48am CST
Hi there Fellow Mylotters, I know this sound a bit strange, but, do you somehow consider to put a budget on a memorial plan? I mean, its quite morbid to hear but let's face it, everybody will incur death at the end of our journey. And as we grow old, we must be ready to face this life. So as, is it really fine to have an allotment or a budget to pay for a memorial plan. Hence, some people find this a gloomy to discuss but it is the reality.
5 responses
• Philippines
3 Aug 12
It depends if you have the budget to do so and you really want to. If yes, I think there's no reason why you shouldn't. My mom got herself a memorial plan since she has nothing much to pay with her monthly retirement benefits. She said she did not want any of us, her children, to worry about her expenses should she pass away anytime. Actually, our initial reaction was to feel defensive and tell her not to think of it that way. But inside, I felt I should have taken a memorial plan for her in a place near us. She is staying with us in my husband's hometown and of course, she took a memorial plan for herself in our own hometown, which is about more than an hour ride from my place now. Selfish, as it may seem, I want to be as near to her as possible, now and even after her life would pass away.:( I'm closest to her though I'm not the youngest and I asked her to come live with us from the time I gave birth to my second child, almost six years ago. Maybe in time too, I will also get my husband and I a memorial plan here in our place. My husband's parents on both sides bought a lot of space and I think it's nice coz with this, we just go to one place every November first to visit. It's not morbid, it's simply a plan.
• Philippines
3 Aug 12
hi there thersdae_me, what you have expressed was definitely true. indeed, there is no morbid on it, it is just then a plan. and it is really practical.
@shaqziad (655)
• Malaysia
3 Aug 12
No. I'm not into planned memorial, but actually there's a lot of companies offering memorial service in my country. They provide you with burial site, crematorium, annual or monthly burial site cleaning and fresh flower offering, and many more. I think it depend on your country, tradition, and belief/religion. The one in my country is mostly Buddhism and Christian-related, which is not my belief.
@ankit_620 (496)
• India
3 Aug 12
Yes it is and it does not sound strange at all.It is very important for anyone to consider a Memorial Plan. Every one who has come to this life has a wish to bid farewell to life in a way they want and for that it costs money.The creamation or casket expenses and also they the catering expenses to feed the people who are present.
• United States
3 Aug 12
It would probably be a good idea, because those sorts of things are expensive and you never know when you're going to die, it is probably good to set aside some money.
3 Aug 12
I think its a good idea to set aside a budget for a memorial plan, if you can afford it. Like you said, everybody will die eventually, so being prepared for it is not a bad idea. I think those left behind will appreciate it too, since its one less thing for them to worry about and somehow, its still a way for you to "look out" for them even when you're not around anymore. However, it is important that the memorial plan doesn't take up your whole budget. It's good to be prepared, but don't forget to enjoy life, too.