Credit card debt who has it?

Me, I do have credit card debts. I currently have four credit cards, and in order for me to maintain my accounts, I do stay my debts, below my credit limits. Nowadays, it is very convenient to manage credit cards because of online banking features offered by credit cards companies as well as the usual phonebanking features.

Nope, not a single bit. I avoid credit cards like the plague.

Yup, I have 4 credit cards, and 3 of them are maxed out. I'm trying to pay them. Few weeks a go I watch Oprah show, and Oprah introduce a man named David Bach. He developed a system to reduce debts in fast way. I'm doing it now. By the way if you want to know about it you can open www.oprah.com and search for David Bach Debt Diet.